215 Carol Ln, Elyria, OH 44035 Property Records

Lorain County property record for 215 Carol Ln, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,158 sqft · built 1993
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Jun 2026)
Tax Bill$4,059 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00-005-101-469

Property Details

APN / Parcel Number

Primary APN10-00-005-101-469

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,158 sqft Living Area
Gross Area2,618 sqft
1st Floor Area1,125 sqft
Basement Area780 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area255 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address215 CAROL LN
CityELYRIA
StateOH
Zip44035-8835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY OAKS 6 FRNT 0070.00 DPTH 0130.00
Legal SubdivisionUNIVERSITY OAKS 6
Legal Block101
Legal Lot Number178
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1005
Census Tract71202

Owner

Source: Lorain County records · APN 10-00-005-101-469

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address215 CAROL LN, ELYRIA, OH 44035-8835
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC
Jun 01, 2026Deed of Trust, Mortgage · Construction Mortgage
HOWARD HANNA MORTGAGE SERVICES
May 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleApr 02, 1999 · Amount on Record
Deed Document Number202699937
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 16, 2026
Property Address215 CAROL LN, ELYRIA, OH 44035-8835
Document Number0000099937
Instrument DateJun 12, 2026
Instrument202699937
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyNEWMAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$133,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address215 CAROL LN, ELYRIA, OH 44035-8835
InvestorPossibly a Property Investor

Mortgage

Document Number0000099938,
DateJun 16, 2026
Instrument202699938
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2041
Interest
Rate TypeFixed Rate
Rate5.64%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJun 01, 2026
Property Address215 CAROL LN, ELYRIA, OH 44035-8835
Document Number0000097880
Instrument DateMay 26, 2026
Instrument202697880
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 CAROL LN, ELYRIA, OH 44035-8835
InvestorPossibly a Property Investor

Mortgage

Document Number0000097880,
DateJun 01, 2026
Instrument202697880
Lender
NameHOWARD HANNA MORTGAGE SERVICES
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term3 Months
DueSep 01, 2026
Interest
Rate6.3%
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address215 CAROL LN, ELYRIA, OH 44035-8835
Document Number0000716328
Instrument DateMay 18, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address215 CAROL LN ELYRIA OH 440358835, ELYRIA, OH 44035-8835

Mortgage

Document Number0000716328
DateMay 30, 2019
Instrument716328
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,059.00 Homeowner's exemption$86,130 (+0.01%) Land $13,820 Building $72,310$246,070 (-) Land $39,480 Building $206,590
2024$4,059.00 (+14.08%)$86,125 (+31.98%) Land $13,818 Building $72,307$246,070 (+31.98%) Land $39,480 Building $206,590
2023$3,558.00 (+0.37%)$65,254 (-0.01%) Land $12,187 Building $53,067$186,440 (-) Land $34,820 Building $151,620
2022$3,545.00$65,260 Land $12,190 Building $53,070
2021$186,440 Land $34,820 Building $151,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2006–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2014 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 314 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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