215 Canvasback Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 215 Canvasback Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,323 sqft · built 1996
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2010)
Tax Bill	$3,519 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-047882`

Property Details

APN / Parcel Number

Primary APN	`06-047882`
Alternative APNs	`6047882` `047882`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,323 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,010 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	72 sqft
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	047882
Street Address	215 CANVASBACK DR
City	HAVRE DE GRACE
State	MD
Zip	21078-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 188 10010 SF 215 CANVASBACK DRIVE GRACE HARBOUR P8 P 73/47
Legal Subdivision	GRACE HARBOUR
Legal Lot Number	188
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3014
Census Tract	306400

Owner

215 Canvasback Dr is owned and occupied by two individuals who bought it in October 2010.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 CANVASBACK DR, HAVRE DE GRACE, MD 21078-4207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit APG FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2010 · Amount on File
Deed Sale	Oct 13, 2010 · Amount on File
Prior Sale	Oct 29, 1997 · Amount on File
Deed Document Number	2010146
Deed Book / Page	8858 / 341
Transfer Doc	0025870082
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	215 CANVASBACK DR, HAVRE DE GRACE, MD 21078-4207
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142550440
Date	Nov 13, 2020
Book Page	14255/440

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	215 CANVASBACK DR, HAVRE DE GRACE, MD 21078-4207
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145420404
Date	Mar 3, 2021
Book Page	14542/404

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 215 Canvasback Dr was $3,519 with a homeowner's exemption, up 16.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,519.00 (+16.48%) Homeowner's exemption	$369,233 (+6.23%)	$390,900 (-) Land $93,900 Building $297,000
2025	$3,021.00 Homeowner's exemption	$347,567	$390,900 Land $93,900 Building $297,000
2023		$308,200	$325,900 Land $90,200 Building $235,700
2022	$2,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Canvasback Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Canvasback Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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