Westerly Town property record for 215 Canal St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 878 sqft · built 1981 |
| Lot Size | 0.323 acres (14,078 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,692 (Sep 2025) |
| Tax Bill | $2,486 (2025) |
| Deeds & Mortgages | Sep 2024 Refinance Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:18 B:127 |
| Primary APN | WEST M:18 B:127 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 878 sqft Living Area |
| Gross Area | 1,848 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,078 sqft (0.323 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13045616 |
|---|---|
| Street Address | 215 CANAL ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 127 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50801 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 EGRET LN, WESTERLY, RI 02891-4417 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LIMITLESS CAPITAL INC |
| Sep 30, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2004 · Amount on Record |
| Deed Book / Page | 2025 / 14040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 215 CANAL ST, WESTERLY, RI 02891-1556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024-11893 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 2024/11893 |
| Instrument | 2024-3038 |
| Name | LIMITLESS CAPITAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 30, 2025 |
| Property Address | 215 CANAL ST, WESTERLY, RI 02891-1556 |
| Document Number | 2025-14040 |
| Book / Page | 2025 / 14040 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-3363 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 EGRET LN, WESTERLY, RI 02891-4417 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,486.00 (-0.8%) | $319,600 (+29.55%) Land $154,800 Building $164,800 | $574,919 |
| 2023 | $2,506.00 (+0.56%) | $246,700 (-) Land $110,600 Building $136,100 | |
| 2022 | $2,492.00 | $246,700 Land $110,600 Building $136,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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