215 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 215 Byron Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,154 sqft · built 1952
Lot Size	0.169 acres (7,366 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (May 2006)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-111-018`

Property Details

APN / Parcel Number

Primary APN	`8913-35-111-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft
Basement Area	1,154 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,366 sqft (0.169 acres)
Lot Dimensions	127 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	402 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	215 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAWN ADDITION LOT 7 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	WESTLAWN ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1023
Census Tract	1100

Owner

215 Byron Ave is owned and occupied by an individual who bought it in May 2006.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	215 BYRON AVE, WATERLOO, IA 50702-3703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Nov 22, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2006 · Amount on File
Deed Sale	May 16, 2006 · Amount on File
Deed Document Number	200627474
Prior Transfer Date	May 5, 2006
Prior Transfer Doc	2006027473
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	215 BYRON AVE, WATERLOO, IA 50702-3703
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202514566
Date	Oct 3, 2025
Instrument	2025-14566

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	131 TOWER PARK DR STE 100, WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 25, 2040

Interest

Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	215 BYRON AVE, WATERLOO, IA 50702-3703
Transaction Type	Mortgage
Record Updated	Dec 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00009001
Date	Nov 22, 2017
Instrument	2018-00009001

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	120 Months
Due	Nov 22, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 215 Byron Ave was $3,168, up 1.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 (+1.08%)	$155,250 Land $18,290 Building $136,960	$155,250 Land $18,290 Building $136,960
2024	$3,134.00
2023		$144,440 (+23.79%) Land $18,290 Building $126,150	$144,440 Land $18,290 Building $126,150
2022	$2,562.00	$116,680 Land $18,290 Building $98,390
2021			$116,680 Land $18,290 Building $98,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Byron Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 Byron Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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