215 Bradley Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 215 Bradley Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,738 sqft · built 1957
Lot Size	0.079 acres (3,450 sqft)
Owner	Company Name on File
Last Sale	$1,200,000 (Mar 2023)
Tax Bill	$9,835 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-262-008`

Property Details

APN / Parcel Number

Primary APN	`066-262-008`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,738 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	3,450 sqft (0.079 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 BRADLEY AVE
City	MORRO BAY
State	CA
Zip	93442-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	CY MB TR 39 BL 3 LT 5
Legal Subdivision	TR 39
Legal Tract	39
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2037
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	215 BRADLEY AVE, MORRO BAY, CA 93442-2844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 7, 2023	Grant Deed, Transfer PLACER TITLE COMPANY
Feb 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Deed Document Number	20236214
Prior Transfer Date	Sep 14, 1995
Prior Transfer Doc	0000045611
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	215 BRADLEY AVE, MORRO BAY, CA 93442-2844
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 BRADLEY AVE, MORRO BAY, CA 93442-2844

Mortgage

Document Number	0000000187
Date	Jan 5, 2026
Instrument	2026000187

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2023
Property Address	215 BRADLEY AVE, MORRO BAY, CA 93442-2844
Document Number	0000006214
Map Reference	MB 5 PG 58
Instrument Date	Mar 1, 2023
Instrument	2023006214
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1225 PISMO ST, SAN LUIS OBISPO, CA 93401-3319

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 14, 2023
Property Address	215 BRADLEY AVE, MORRO BAY, CA 93442-2844
Document Number	0000004139
Map Reference	MB 5 PG 58
Instrument Date	Feb 9, 2023
Instrument	2023004139
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PORTALES REAL, BAKERSFIELD, CA 93309-1302

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$917,352 (+2%) Land $580,085 Building $337,267
2025	$9,835.00 (-19.22%) Homeowner's exemption	$899,365 (-18.24%) Land $568,711 Building $330,654
2023	$12,175.00 (+610.74%)	$1,100,000 Land $600,000 Building $500,000
2022	$1,713.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ranch Wifi, T-Mobile, Verizon.

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