215 Bernard Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 215 Bernard Ave, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1942
Lot Size0.136 acres (5,924 sqft)
Owner2 Individual Names on File
Tax Bill$1,963 (2025)
Deeds & MortgagesNov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN671-0001-0043-00

Property Details

APN / Parcel Number

Primary APN671-0001-0043-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area1,900 sqft
1st Floor Area1,094 sqft
Basement Area806 sqft
Finished Basement130 sqft
Unfinished Basement676 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,924 sqft (0.136 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address215 BERNARD AVE
CityCINCINNATI
StateOH
Zip45215-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERNARD AVE 50 X 115 SS BERNARD AVE 361.17 FT W OF WEST ST
JurisdictionHAMILTON OH
Township / Civil DivisionREADING
Census Block Group1
Census Block1003
Census Tract23201

Owner

215 Bernard Ave is owned and occupied by two individuals who acquired it in September 2009.

Source: Hamilton County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address215 BERNARD AVE, CINCINNATI, OH 45215-3403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 25, 2009
Transfer Doc0000000921
Record UpdatedJun 8, 2026

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateNov 5, 2019
Property Address215 BERNARD AVE, CINCINNATI, OH 45215-3403
Document Number0000096463
Book / Page14038 / 00369
Instrument DateOct 29, 2019
Instrument2019-0096463
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPRODIGY TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 215 Bernard Ave was $1,963, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityReading City
Unified School DistrictReading Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,963.00 (+2.19%)$36,978 (-) Land $8,918 Building $28,060$105,650 Land $25,480 Building $80,170
2024$1,921.00 (-1.34%)$36,978 (-) Land $8,918 Building $28,060
2023$1,947.00 (-6.75%)$36,978 (+20.34%) Land $8,918 Building $28,060$105,650 Land $25,480 Building $80,170
2022$2,088.00 Homeowner's exemption$30,727 Land $7,172 Building $23,555
2020$87,790 Land $20,490 Building $67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Bernard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1979–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Bernard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING CITY PWS
serves 9,506 people · EPA ID OH3101812
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Bernard Ave

Nearby Streets

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