215 Bear Trl, New Bern, NC 28562 Property Records

Craven County property record for 215 Bear Trl, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,449 sqft · built 2009
Lot Size0.352 acres (15,354 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Jan 2024)
Tax Bill$1,022 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6-203-2-049

Property Details

APN / Parcel Number

Primary APN6-203-2-049
Alternative APNs
  • 129442
  • 138226

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,449 sqft Living Area
1st Floor Area1,449 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,354 sqft (0.352 acres)
Garage TypeAttached
Storage Building70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number138226
Street Address215 BEAR TRL
CityNEW BERN
StateNC
Zip28562-9349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 INDIAN WOODS PARK SCT 1 PH V
Legal SubdivisionINDIAN WOODS
Legal PhaseV
Legal Lot Number49
JurisdictionCRAVEN NC
Township / Civil Division6
Census Block Group3
Census Block3041
Census Tract961004

Owner

215 Bear Trl is owned and occupied by an individual who bought it in January 2024.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address215 BEAR TRL, NEW BERN, NC 28562-9349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jun 1, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2024 · Amount on File
Deed SaleJan 16, 2024 · Amount on File
Prior SaleJun 1, 2020 · Amount on File
Deed Document Number202410121611
Deed Book / Page3786 / 1102
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJan 16, 2024
Property Address215 BEAR TRL, NEW BERN, NC 28562-9349
Document Number03786/1102
Book / Page3786 / 1102
Map ReferenceCAB H SL 89-C&89-D
Instrument DateJan 5, 2022
Instrument10121611
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1235 ADAMS CREEK RD, HAVELOCK, NC 28532-9123

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 BEAR TRL, NEW BERN, NC 28562-9349

Mortgage

Document Number0037861106
DateJan 16, 2024
Instrument3786/1106
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJun 1, 2020
Property Address215 BEAR TRL, NEW BERN, NC 28562-9349
Document Number3615/421
Book / Page3615 / 421
Map ReferenceCAB H SL 89-C&89-D
Instrument DateMay 13, 2020
Instrument10055331
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 NEUSE HARBOUR BLVD, 104, NEW BERN, NC 28560-8435

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 BEAR TRL, NEW BERN, NC 28562-9349

Mortgage

Document Number3615424
DateJun 1, 2020
Instrument3615/424
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

The 2026 property tax bill for 215 Bear Trl was $1,022, up 0.3% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,022.00 (+0.29%)$196,900 (-) Land $40,000 Building $156,900$196,900 (-) Land $40,000 Building $156,900
2025$1,019.00$196,900 Land $40,000 Building $156,900$196,900 Land $40,000 Building $156,900
2023$1,007.00 (+7.82%)$196,310 (+35.75%) Land $40,000 Building $156,310$196,310 Land $40,000 Building $156,310
2022$934.00$144,610 Land $30,000 Building $114,610
2018$144,610 Land $30,000 Building $114,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Bear Trl in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims18 (2011–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 16 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Bear Trl is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARINE CORPS AIR STATION CHERRY POINT
federal government · serves 17,144 people · EPA ID NC0425035
Water SourceGroundwater
Last State InspectionDec 2025
Also Mapped HereCRAVEN COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Bear Trl

Nearby Streets

Search Property Records by Address or Parcel Number