Union County property record for 215 Bainbridge St, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.49 acres (64,934 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,181 (2022) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00-10-318 |
| Primary APN | 14-00-10-318 |
|---|---|
| Alternative APN |
|
| Lot Area | 64,934 sqft (1.49 acres) |
|---|
| Street Address | 215 BAINBRIDGE ST |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 WOODBURY. |
| Legal Subdivision | WOODBURY |
| Legal Lot Number | 10 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 1 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950100 |
215 Bainbridge St is owned and occupied by an individual.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 BAINBRIDGE ST, COBDEN, IL 62920-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP |
| Apr 3, 2017 | Deed of Trust, Mortgage · Line of Credit CAPAHA BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION IL |
| Recording Date | Jun 15, 2022 |
| Property Address | 215 BAINBRIDGE ST, COBDEN, IL 62920-2201 |
| Document Number | 02022R1108 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022R1108 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 BAINBRIDGE ST, COBDEN, IL 62920-2201 |
| Document Number | 02022R1109 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022R1109 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 215 BAINBRIDGE ST, COBDEN, IL 62920-2201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | , 2017R0606 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 2017R0606 |
| Name | CAPAHA BANK |
|---|---|
| Address | ANNA, IL 62906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cobden Village |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,550 Land $4,630 Building $50,920 | $166,650 Land $13,890 Building $152,760 | |
| 2022 | $2,181.00 Homeowner's exemption Senior Citizen's exemption | $44,706 Land $3,733 Building $40,973 | $134,118 Land $11,199 Building $122,919 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 215 Bainbridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Bainbridge St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBDEN serves 1,267 people · EPA ID IL1810150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BLIP Networks.
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