Wake County property record for 215 Bainbridge Cir, Garner, NC 27529 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,548 sqft · built 1985 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Jan 1986) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1710.12-96-4768-000 |
| Primary APN | 1710.12-96-4768-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Basement Area | 260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 55,321 sqft (1.27 acres) |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0137394 |
|---|---|
| Street Address | 215 BAINBRIDGE CIR |
| City | GARNER |
| State | NC |
| Zip | 27529-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LO13 BAINBRIDGE SUB SE4 BM1984-01408 |
| Legal Subdivision | BAINBRIDGE SUB |
| Legal Lot Number | 13 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 52814 |
Source: Wake County records · APN 1710.12-96-4768-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 BAINBRIDGE CIR, GARNER, NC 27529-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE |
| Jun 30, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 1986 · Amount on Record |
| Deed Sale | Jan 30, 1986 · Amount on Record |
| Deed Book / Page | 3648 / 319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 215 BAINBRIDGE CIR, GARNER, NC 27529-4612 |
| Document Number | 0000073411 |
| Book / Page | 20272 / 1827 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202673411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES L |
| Name | Verified Name |
|---|---|
| Address | 215 BAINBRIDGE CIR, GARNER, NC 27529-4612 |
| Document Number | 0000073411, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 20272/1827 |
| Instrument | 202673411 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 879 Months |
| Due | Sep 21, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 215 BAINBRIDGE CIR, GARNER, NC 27529-4612 |
| Document Number | 0000073412 |
| Book / Page | 20272 / 1841 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202673412 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 215 BAINBRIDGE CIR, GARNER, NC 27529-4612 |
| Document Number | 0000073412, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 20272/1841 |
| Instrument | 202673412 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 879 Months |
| Due | Sep 21, 2099 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 215 BAINBRIDGE CIR, GARNER, NC 27529-4612 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 215 BAINBRIDGE CIR, GARNER, NC 27529-4612 |
| Document Number | 184520261 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 18452/261 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 231 Months |
| Due | Jul 01, 2040 |
Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,448.00 (+35.32%) | $279,142 (+51.4%) Land $132,000 Building $147,142 | $279,142 (+51.4%) Land $132,000 Building $147,142 |
| 2023 | $1,809.00 | $184,371 Land $52,800 Building $131,571 | $184,371 Land $52,800 Building $131,571 |
Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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