Madison County property record for 215 Adams St, Berea, KY 40403
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Owner | Company Name on File |
| Last Sale | $175,000 (Nov 2017) |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0015-0004 |
| Primary APN | B006-0015-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Office | 2,400 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 69182 |
|---|---|
| Street Address | 215 ADAMS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1565 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 7 BLK A |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Berea Downtown Commercial and Residential Historic District listed 2020 · 57 contributing resources · NRIS 100005909 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
215 Adams St, a commercial property, is owned by a company that bought it in November 2017 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Nov 14, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on File |
| Deed Sale | Nov 14, 2017 · Amount on File |
| Deed Document Number | 2013967840 |
| Deed Book / Page | D00752 / 612 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 215 ADAMS ST, BEREA, KY 40403-1954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01860/063 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | M01860/063 |
| Instrument | 2013991692 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 14, 2017 |
| Property Address | 215 ADAMS ST, BEREA, KY 40403-1954 |
| Document Number | D00752/612 |
| Book / Page | D00752 / 612 |
| Map Reference | MB1 PG39 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 2013967840 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 N BROADWAY ST, 135, BEREA, KY 40403-1503 |
| Name | Verified Name |
|---|---|
| Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
The 2025 property tax bill for 215 Adams St was $3,862 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,862.00 Additional exemption filed | $324,000 | $324,000 |
| 2023 | $3,924.00 | $300,000 | $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Adams St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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