215 7th St S, Columbus, MS 39701 Property Records

Lowndes County property record for 215 7th St S, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,778 sqft · built 1900
Lot Size	0.629 acres (27,390 sqft)
Owner	Individual Name on File
Last Sale	$215,100 (Dec 2014)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Jul 2022 Refinance Feb 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61W460004600`

Property Details

APN / Parcel Number

Primary APN	`61W460004600`
Alternative APNs	`017865` `17865`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	3,778 sqft Adjusted Area
1st Floor Area	2,376 sqft
2nd Floor Area	1,261 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asbestos
Lot Area	27,390 sqft (0.629 acres)
Lot Dimensions	330 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 7TH ST S
City	COLUMBUS
State	MS
Zip	39701-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	215 7TH ST S BLOCK 7
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	SOUTH OF MAIN
Legal Block	7
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

215 7th St S is owned and occupied by an individual who bought it in December 2014.

Source: Lowndes County records, as of April 1, 2026

Owner of Record	Individual Name on File
Mailing Address	215 7TH ST S, COLUMBUS, MS 39701-5747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA
Feb 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CADENCE BANK NA
Jul 28, 2017	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Feb 9, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2014 · Amount on File
Deed Sale	Dec 1, 2014 · Amount on File
Deed Book / Page	2014 / 7510
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	215 7TH ST S, COLUMBUS, MS 39701-5747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202218852
Date	Jul 22, 2022
Book Page	2022/18852

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	215 7TH ST S, COLUMBUS, MS 39701-5747
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222483
Date	Feb 2, 2022
Book Page	2022/2483

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Feb 2, 2022
Property Address	215 7TH ST S, COLUMBUS, MS 39701-5747
Document Number	0020220784
Book / Page	2022 / 784
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020222483
Date	Feb 2, 2022
Instrument	2022/2483

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	215 7TH ST S, COLUMBUS, MS 39701-5747
Document Number	0020176535
Book / Page	002017 / 016535
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 7TH ST S COLUMBUS MS 397015747, COLUMBUS, MS 39701-5747

Mortgage

Document Number	0020176535
Date	Jul 31, 2017
Book Page	002017/016535

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Feb 9, 2017
Property Address	215 7TH ST S, COLUMBUS, MS 39701-5747
Document Number	0020173194
Book / Page	002017 / 003194
Instrument Date	Jan 13, 2017
Transaction Type	Construction Loan
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 7TH ST S COLUMBUS MS 397015747, COLUMBUS, MS 39701-5747

Mortgage

Document Number	20173194
Date	Feb 9, 2017
Book Page	002017/003194

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 8, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 215 7th St S was $4,204 with a homeowner's exemption, up 1.3% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00 (+1.33%) Homeowner's exemption	$27,571	$275,710 Land $14,190 Building $261,520
2024	$4,149.00 (+29.21%)
2023	$3,211.00 Homeowner's exemption	$21,464	$214,640 Land $14,190 Building $200,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 7th St S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 7th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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