215 4th Ave NW, Independence, IA 50644 Property Records

Buchanan County property record for 215 4th Ave NW, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,648 sqft · built 1880
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$2,688 (2025)
Flood ZoneZone AE (high risk)
APN0634382007

Property Details

APN / Parcel Number

Primary APN0634382007

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,648 sqft Living Area
Basement Area456 sqft
Unfinished Basement456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleA-Frame
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address215 4TH AVE NW
CityINDEPENDENCE
StateIA
Zip50644-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS & M'S 2ND N1/2 LOTS 1 & 2 BLK 24
Legal SubdivisionS & M'S 2ND
Legal Block24
Legal Lot Number1-2
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2031
Census Tract950400

Owner

215 4th Ave NW is owned and occupied by two individuals.

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address215 4TH AVE NW, INDEPENDENCE, IA 50644-1736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 215 4th Ave NW was $2,688 with a homeowner's exemption.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,688.00 Homeowner's exemption$169,280 Land $15,830 Building $153,450$169,280 Land $15,830 Building $153,450
2023$2,392.00 Homeowner's exemption$147,960 Land $14,130 Building $133,830$147,960 Land $14,130 Building $133,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 4th Ave NW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims93 (1979–2021)
Claims Outside the SFHA12 of 93
Most Recent ClaimAug 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 21 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 4th Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber · Cable in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 4th Ave NW

Nearby Streets

Search Property Records by Address or Parcel Number