215 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 215 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1914
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2026)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-026-011080`

Property Details

APN / Parcel Number

Primary APN	`105-026-011080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,096 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Stone
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,240 sqft (0.281 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Street Address	215 3RD ST SE
City	COKATO
State	MN
Zip	55321-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 LEES ADDN TO COKATO BLOCK-011 LOT 8 AND LOT 9, BLOCK 11, LEES ADDITION TO COKATO, BLOCK 11 EXCEPT T
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	LEES ADDN TO COKATO
Legal Block	11,11
Legal Lot Number	8-9
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2014
Census Tract	101300

Owner

215 3rd St SE is owned and occupied by two individuals who bought it in July 2026.

Source: Wright County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 3RD ST SE, COKATO, MN 55321-4351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Feb 8, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 28, 2023	Warranty Deed, Transfer · Commercial Mortgage KENSINGTON BANK
Apr 19, 2018	Quit Claim Deed, Transfer MINNESOTA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Feb 7, 2024 · Amount on File
Deed Document Number	20261606899
Prior Transfer Date	Apr 4, 2018
Prior Transfer Doc	0001368261
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 8, 2026
Property Address	215 3RD ST SE, COKATO, MN 55321-4351
Document Number	0001606899
Instrument Date	Jun 26, 2026
Instrument	20261606899
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	WATERMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,655.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	215 3RD ST SE, COKATO, MN 55321-4351
Investor	Possibly a Property Investor

Mortgage

Document Number	0001606900,
Date	Jul 8, 2026
Instrument	20261606900

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 8, 2024
Property Address	215 3RD ST SE, COKATO, MN 55321-4351
Document Number	00A1547231
Instrument Date	Feb 7, 2024
Instrument	A1547231
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 3RD ST SE, COKATO, MN 55321-4351

Mortgage

Document Number	00A1547232
Date	Feb 8, 2024
Instrument	A1547232

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 28, 2023
Property Address	215 3RD ST SE, COKATO, MN 55321-4351
Document Number	00A1539497
Instrument Date	Sep 22, 2023
Instrument	A1539497
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	AVENUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70132 218TH ST, DASSEL, MN 55325-3548

Mortgage

Document Number	00A1539498
Date	Sep 28, 2023
Instrument	A1539498

Lender

Name	KENSINGTON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 15, 2028

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 19, 2018
Property Address	215 3RD ST SE, COKATO, MN 55321-4351
Document Number	0001368261
Instrument Date	Apr 4, 2018
Instrument	1368261
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	MINNESOTA TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 3RD ST SE COKATO MN 553214351, COKATO, MN 55321-4351

Tax Assessment & Valuation

The 2026 property tax bill for 215 3rd St SE was $4,276.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00	$329,400 (+1.86%) Land $42,700 Building $286,700	$329,400 (+1.86%) Land $42,700 Building $286,700
2025		$323,400 Land $43,600 Building $279,800	$323,400 Land $43,600 Building $279,800
2023	$2,946.00 (+16.53%)	$230,700 Land $33,300 Building $197,400	$230,700 Land $33,300 Building $197,400
2022	$2,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 215 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

Nearby Properties on 3rd St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures