Lawrence County property record for 215 3rd Ave S, Loretto, TN 38469
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1 ba · 700 sqft · built 1945 |
| Lot Size | 4.26 acres (185,566 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Feb 2024) |
| Tax Bill | $281 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2024 Sale + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 050151I A 00901 |
| Primary APN | 050151I A 00901 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 185,566 sqft (4.26 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 215 3RD AVE S |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2128 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | MILL CREEK SUBDIVISION |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 960700 |
Source: Lawrence County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 624 2ND AVE S, LORETTO, TN 38469-2207 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CREDIT UNION |
| Feb 29, 2024 | Warranty Deed, Transfer |
| Feb 22, 2024 | Correction Deed |
| Jan 6, 2023 | Executor's Deed, Transfer |
| May 11, 2022 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Prior Sale | Jan 6, 2023 · Amount on Record |
| Deed Document Number | 20241017 |
| Deed Book / Page | 737 / 551 |
| Prior Transfer Date | Dec 15, 2022 |
| Prior Transfer Doc | 0000700944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Aug 19, 2026 |
| Property Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
| Document Number | 0000005136 |
| Book / Page | 836 / 820 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20265136 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000005136, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 836/820 |
| Instrument | 20265136 |
| Name | COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Feb 29, 2024 |
| Property Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
| Document Number | 0000737551 |
| Book / Page | 737 / 551 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 24001017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $222.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 624 2ND AVE S, LORETTO, TN 38469-2207 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Feb 22, 2024 |
| Property Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
| Document Number | 0000736893 |
| Book / Page | 736 / 893 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 24000887 |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jan 6, 2023 |
| Property Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
| Document Number | 0000700944 |
| Book / Page | 700 / 944 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 23000115 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 11, 2022 |
| Property Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
| Document Number | 0000676316 |
| Book / Page | 676 / 316 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 22003270 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $74.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 3RD AVE S, LORETTO, TN 38469-2128 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,975 (-70.18%) Land $2,975 | ||
| 2024 | $281.00 (+20.09%) | ||
| 2023 | $234.00 | $9,975 (-) Land $2,975 Building $7,000 | |
| 2022 | $234.00 | $9,975 Land $2,975 Building $7,000 | $11,900 Land $11,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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