21497 E Prospector Pl, Red Rock, AZ 85145 Property Records

Pinal County property record for 21497 E Prospector Pl, Red Rock, AZ 85145

Property Summary

Property Type	Single Family Home
Details	1,898 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,040 (Dec 2018)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`410-51-090`

Property Details

APN / Parcel Number

Primary APN	`410-51-090`
Alternative APNs	`410-51-0900` `4105109005`

Interior

Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,898 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Wood
Roof Material	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21497 E PROSPECTOR PL
City	RED ROCK
State	AZ
Zip	85145-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 OF RE-PLAT OF RED ROCK VILLAGE 2 UNIT 2 LOTS 492-601, 707, 708, TRACT N-1 AND TRACT R-1 OF ORIGINAL PLAT FEE 2009-042488, R E-PLATTED IN FEE 2016-043907, SECTION 08 TOWNSHIP 10 SOUTH RANGE 10 EAST, 6566 SQ FT, 0.15 AC
Legal Range	10E
Legal Township	10S
Legal Section	08
Legal Subdivision	RED ROCK VILLAGE
Legal Tract	N-1
Legal Unit	2
Jurisdiction	PINAL AZ
Township / Civil Division	ELOY
Census Block Group	1
Census Block	1106
Census Tract	2107

Owner

Source: Pinal County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21497 E PROSPECTOR PL, RED ROCK, AZ 85145-7035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 11, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	201891508
Last Transfer Date	Nov 18, 2020
Transfer Doc	0000136879
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	21497 E PROSPECTOR PL, RED ROCK, AZ 85145-7035
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21497 E PROSPECTOR PL, RED ROCK, AZ 85145-7035

Mortgage

Document Number	0000136418
Date	Oct 27, 2021
Instrument	2021-136418

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Dec 29, 2020
Property Address	21497 E PROSPECTOR PL, RED ROCK, AZ 85145-7035
Document Number	0000136879
Map Reference	DOC 2016-043907
Instrument Date	Nov 18, 2020
Instrument	2020-136879
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21497 E PROSPECTOR PL, RED ROCK, AZ 85145-7035

Mortgage

Document Number	0000136880
Date	Dec 29, 2020
Instrument	2020-136880

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Dec 11, 2018
Property Address	21497 E PROSPECTOR PL, RED ROCK, AZ 85145-7035
Document Number	0000091508
Map Reference	DOC2009-042488
Instrument Date	Dec 6, 2018
Instrument	2018-091508
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2022
Title Company	PGP TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16767 N PERIMETER DR STE 100, 16767, SCOTTSDALE, AZ 85260-1064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21497 E PROSPECTOR PL, RED ROCK, AZ 85145-7035

Mortgage

Document Number	0000091509
Date	Dec 11, 2018
Instrument	2018-091509

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Elementary School District	Red Rock Elementary District (PK - 08)
Secondary School District	Santa Cruz Valley Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$30,162 (+5.7%) Land $1,000 Building $29,162	$301,617 (+5.7%) Land $10,000 Building $291,617
2026		$28,535 (+0.55%) Land $1,000 Building $27,535	$285,350 (+0.55%) Land $10,000 Building $275,350
2025	$2,304.00 (+8.37%)	$28,378 (+7%)	$283,783 (+7%) Land $10,000 Building $273,783
2024		$26,521 Land $1,000 Building $25,521	$265,213 Land $10,000 Building $255,213
2023	$2,126.00 (+3.71%)
2022	$2,050.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GW SANTA CRUZ WATER CO - RED ROCK public/private · serves 4,248 people · EPA ID AZ0411160
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink.

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