2149 Merganser Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 2149 Merganser Dr, Kalispell, MT 59901 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2006
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$3,923 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0770593`

Property Details

APN / Parcel Number

Primary APN	`R0770593`
Alternative APNs	`07-3966-19-4-29-09-0000` `0000501739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501739
Street Address	2149 MERGANSER DR
City	KALISPELL
State	MT
Zip	59901-8979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHLEY PARK PH 8, S19, T28 N, R21 W, LOT 17, ASSR#0000501739
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Quarter	SE
Legal Subdivision	ASHLEY PARK PH 8
Legal Lot Number	17
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2028
Census Tract	1201

Owner

Source: Flathead County records · APN R0770593

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit PARK SIDE FCU
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 30, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2021
Deed Sale	Sep 15, 2021
Prior Sale	Aug 30, 2019
Deed Document Number	202100033348
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jul 24, 2026
Property Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979
Document Number	0000014999
Instrument Date	Jul 17, 2026
Instrument	202614999
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979

Mortgage

Document Number	0000014999,
Date	Jul 24, 2026
Instrument	202614999

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979

Mortgage

Document Number	202400004763
Date	Mar 19, 2024
Instrument	202400004763

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 15, 2021
Property Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979
Document Number	202100033348
Instrument Date	Sep 15, 2021
Instrument	202100033348
Transaction Type	Transfer
Record Updated	Oct 01, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979

Mortgage

Document Number	202100033349
Date	Sep 15, 2021
Instrument	202100033349

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 30, 2019
Property Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979
Document Number	201900020974
Instrument Date	Aug 28, 2019
Instrument	201900020974
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2149 MERGANSER DR, KALISPELL, MT 59901-8979

Mortgage

Document Number	201900020975
Date	Aug 30, 2019
Instrument	201900020975

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,923.00	$391,900	$391,900 Land $68,349 Building $323,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290012012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Montana
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 403 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Larkin	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Richon	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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