2149 Isabell Ave, Troy, MI 48083 Property Records

Oakland County property record for 2149 Isabell Ave, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1953
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Apr 2026)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-25-154-020`

Property Details

APN / Parcel Number

Primary APN	`88-20-25-154-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	148 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	18 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2149 ISABELL AVE
City	TROY
State	MI
Zip	48083-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E
Legal Description	T2N, R11E, SEC 25 KESH-DALE PARK SUB. LOTS 99 & 100
Legal Range	11E
Legal Township	2N
Legal Section	25
Legal Subdivision	KESH DALE PARK SUB
Legal Lot Number	99-100
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2005
Census Tract	197300

Owner

2149 Isabell Ave is owned and occupied by an individual who bought it in April 2026.

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1645 KIRTS BLVD, 104, TROY, MI 48084-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Apr 16, 2026	Warranty Deed, Transfer TEAM TITLE AND ESCROW, DREAM TITLE & ESCROW
Sep 11, 2025	Warranty Deed, Transfer · Commercial Mortgage INSULA CAPITAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Sep 11, 2025 · Amount on File
Deed Document Number	202651185
Deed Book / Page	61114 / 681
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 22, 2026
Property Address	2149 ISABELL AVE, TROY, MI 48083-2309
Document Number	0000053904
Book / Page	61131 / 602
Instrument Date	Apr 13, 2026
Instrument	202653904
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053904,
Date	Apr 22, 2026
Book Page	61131/602
Instrument	202653904

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 16, 2026
Property Address	2149 ISABELL AVE, TROY, MI 48083-2309
Document Number	0000051185
Book / Page	61114 / 681
Instrument Date	Apr 13, 2026
Instrument	2026.51185
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	TEAM TITLE AND ESCROW, DREAM TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$242,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 11, 2025
Property Address	2149 ISABELL AVE, TROY, MI 48083-2309
Document Number	0000113393
Book / Page	60518 / 284
Map Reference	LB 47 PG 7
Instrument Date	Aug 26, 2025
Instrument	113393
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2149 ISABELL AVE, TROY, MI 48083-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 BAUMAN AVE, CLAWSON, MI 48017-2082

Mortgage

Document Number	0060500355
Date	Sep 11, 2025
Instrument	60500/355

Lender

Name	INSULA CAPITAL GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2149 Isabell Ave was $2,043 with a homeowner's exemption, up 2.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (+2.3%)
2024	$1,997.00
2023			$168,900
2022	$1,871.00	$84,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2149 Isabell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2149 Isabell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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