2148 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 2148 Waterfall Dr, Spring Hill, FL 34608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,412 sqft · built 1981
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$82,900 (Dec 1999)
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1412-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1412-0030`
Alternative APNs	`00308615` `308615`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Pool Area	264 sqft
Porch	Open Porch
Porch Area	856 sqft
Deck Area	160 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00308615
Street Address	2148 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1412 LOT 3
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1412
Legal Lot Number	3
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41104

Owner

Source: Hernando County records · APN R32-323-17-5210-1412-0030

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9718 HIGHLAND OAK DR # 1708, 1708, TAMPA, FL
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 1999 · Amount on Record
Deed Sale	Dec 17, 1999 · Amount on Record
Prior Sale	Nov 20, 1996 · Amount on Record
Deed Book / Page	1310 / 1293
Last Transfer Date	Apr 10, 2013
Transfer Doc	0029960432
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 14, 2026
Property Address	2148 WATERFALL DR, SPRING HILL, FL 34608-5375
Document Number	0000047288
Book / Page	4734 / 993
Instrument Date	Jul 07, 2026
Instrument	202647288
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 WATERFALL DR, SPRING HILL, FL 34608-5375

Mortgage

Document Number	0000047289,
Date	Jul 14, 2026
Book Page	4734/997
Instrument	202647289

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,961.00	$229,026 (+209.53%) Land $41,800 Building $187,226	$229,026 (+27.44%) Land $41,800 Building $187,226
2023	Additional exemption filed	$73,992 Land $73,992
2022			$179,715 Land $35,800 Building $143,915

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530411041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 374 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Tillman Global Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.