2148 Ward Dr, Walnut Creek, CA 94596 Property Records

Contra Costa County property record for 2148 Ward Dr, Walnut Creek, CA 94596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1953
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,813,500 (May 2026)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`183-193-011-8`

Property Details

APN / Parcel Number

Primary APN	`183-193-011-8`
Alternative APN	`183-193-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1955
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2148 WARD DR
City	WALNUT CREEK
State	CA
Zip	94596-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	WALNUT KNOLLS LOT 96
Legal Subdivision	WALNUT KNOLLS
Legal Lot Number	96
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	343001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 8, 2026	Grant Deed, Transfer · Conventional Mortgage U S BANK N A
May 25, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO CU
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Apr 20, 2022	Intrafamily Transfer, Transfer
Apr 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Deed Document Number	202648333
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	0000068749
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731

Mortgage

Document Number	0000214150
Date	Jul 30, 2021
Instrument	2021-214150

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731

Mortgage

Document Number	0000288072
Date	Oct 20, 2021
Instrument	2021-288072

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 8, 2026
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Document Number	0000048333
Instrument Date	May 5, 2026
Instrument	2026.48333
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,479.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731

Mortgage

Document Number	0000048334,
Date	May 8, 2026
Instrument	2026.48334

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SPL PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092939
Date	May 25, 2017
Instrument	2017-092939

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jun 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SPL PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092938
Date	May 25, 2017
Instrument	2017-092938

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.12%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114509
Date	Jul 18, 2018
Instrument	2018-114509

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731

Mortgage

Document Number	0000292080
Date	Dec 1, 2020
Instrument	2020-292080

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 30, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Annually
Max Rate	17%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 20, 2022
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Document Number	0000068748
Map Reference	MB 28 PG 5
Instrument Date	Apr 18, 2022
Instrument	2022-068748
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 20, 2022
Property Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731
Document Number	0000068749
Map Reference	MB 28 PG 5
Instrument Date	Apr 18, 2022
Instrument	2022-068749
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2148 WARD DR, WALNUT CREEK, CA 94596-5731

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$124,948 (+2%) Land $37,465 Building $87,483
2025	$2,483.00 (+4.46%) Homeowner's exemption	$122,499 (+4.04%) Land $36,731 Building $85,768
2023	$2,377.00 (+1.58%) Homeowner's exemption	$117,744 Land $35,305 Building $82,439
2022	$2,340.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2001–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks.

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