2148 Stone Oak, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 2148 Stone Oak, Fredericksburg, TX 78624

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,306 sqft · built 2008
Lot Size	0.277 acres (12,066 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (Aug 2018)
Tax Bill	$8,114 (2026)
Deeds & Mortgages	Aug 2018 Mortgage
APN	`S1494-0000-018300`

Property Details

APN / Parcel Number

Primary APN	`S1494-0000-018300`
Alternative APN	`88932`

Interior

Full Baths	1 Bath
Building Area	2,306 sqft Living Area
Gross Area	3,263 sqft
1st Floor Area	2,306 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	115 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S1494-0000-018300
Street Address	2148 STONE OAK
City	FREDERICKSBURG
State	TX
Zip	78624-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE RIDGE #4 LOT 183, .277, -HOMESITE- -HOMESITE-
Legal Subdivision	STONE RIDGE #4
Legal Lot Number	183
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1022
Census Tract	950401

Owner

Source: Gillespie County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2148 STONE OAK, FREDERICKSBURG, TX 78624-2956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	20184172
Record Updated	Oct 29, 2026

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Aug 7, 2018
Property Address	2148 STONE OAK, FREDERICKSBURG, TX 78624-2956
Document Number	0020184172
Map Reference	VOL 3 PG 156
Instrument Date	Aug 7, 2018
Instrument	20184172
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2148 STONE OAK, 2148, FREDERICKSBURG, TX 78624-2956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 BRETON PL, ARNOLD, MD 21012-1536

Mortgage

Document Number	0020184173
Date	Aug 7, 2018
Instrument	20184173

Lender

Name	GUADALUPE BANK
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,114.00 (+55.47%) Homeowner's exemption Senior Citizen's exemption	$636,850 (-7.2%) Land $112,900 Building $523,950	$636,850 (-7.2%) Land $112,900 Building $523,950
2025		$686,240 (+16.72%) Land $112,900 Building $573,340	$686,240 (-0.87%) Land $112,900 Building $573,340
2024	$5,219.00 (+2.23%)
2023	$5,105.00 (-29.27%) Homeowner's exemption Senior Citizen's exemption	$587,951 Land $112,900 Building $579,330	$692,230 Land $112,900 Building $579,330
2022	$7,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 12,360 people · EPA ID TX0860001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hill Country Telecommunications, NexStream.

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