2148 Saint James Ave, Cincinnati, OH 45206 Property Records

Hamilton County property record for 2148 Saint James Ave, Cincinnati, OH 45206

Property Summary

Property TypeApartments (5+ Units)
Details12,410 sqft · built 1885
Lot Size0.307 acres (13,373 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Aug 2017)
Tax Bill$19,888 (2025)
Deeds & MortgagesJan 2026 Sale
Jan 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN069-0003-0054-00

Property Details

APN / Parcel Number

Primary APN069-0003-0054-00

Interior

Total Rooms8 Rooms
Units8 Units
Stories2 Stories
Building Area12,410 sqft
Basement Area4,432 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Lot Area13,373 sqft (0.307 acres)
Lot Dimensions116 ft deep x 237 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2148 SAINT JAMES AVE
CityCINCINNATI
StateOH
Zip45206-2650
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRM20
Legal DescriptionES ST JAMES AV 0.3070 ACJ N WALKERS SUB SEC AL- PINE & ST JAMES
Legal SubdivisionWALKERS SUB
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1009
Census Tract1900

Owner

Source: Hamilton County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3505 COLUMBIA PKWY, 100, CINCINNATI, OH 45226-2181
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Lease, Transfer
Jan 28, 2026Limited Warranty Deed, Transfer
Jul 7, 2022Deed of Trust, Mortgage · Commercial Mortgage
COGENT BANK
Oct 26, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Prior SaleJan 23, 1998
Deed Document Number201770492
Last Transfer DateJan 14, 2026
Transfer Doc0000006440
Record UpdatedSep 20, 2026

January 2026: Lease, Transfer

Document TypeLease
JurisdictionHAMILTON OH
Recording DateJan 28, 2026
Property Address2148 SAINT JAMES AVE, CINCINNATI, OH 45206-2650
Document Number0000006612
Book / Page15591 / 1312
Instrument DateJan 21, 2026
Instrument2026-0006612
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON OH
Recording DateJan 28, 2026
Property Address2148 SAINT JAMES AVE, CINCINNATI, OH 45206-2650
Document Number0000006440
Book / Page15591 / 266
Instrument DateJan 4, 2026
Instrument2026-0006440
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 COLUMBIA PKWY STE 100, 100, CINCINNATI, OH 45226-2181

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2148 SAINT JAMES AVE, CINCINNATI, OH 45206-2650
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3053 MADISON RD, CINCINNATI, OH 45209-1741

Mortgage

Document Number0000066475
DateJul 7, 2022
Book Page14703/867
Instrument2022-0066475
Lender
NameCOGENT BANK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term85 Months
DueAug 1, 2029

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateOct 26, 2018
Property Address2148 SAINT JAMES AVE, CINCINNATI, OH 45206-2650
Document Number0000095423
Book / Page013783 / 000772
Instrument DateOct 24, 2018
Instrument95423
Transaction TypeTransfer
Record UpdatedNov 27, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2148 SAINT JAMES AVE CINCINNATI OH 452062650, CINCINNATI, OH 45206-2650

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,888.00 (+0.67%)$239,162 (-) Land $19,600 Building $219,562$683,320 (-) Land $56,000 Building $627,320
2024$19,755.00 (+0.25%)$239,162 (-) Land $19,600 Building $219,562
2023$19,705.00 (-8.23%)$239,162 (+1.23%) Land $19,600 Building $219,562$683,320 (+1.23%) Land $56,000 Building $627,320
2022$21,472.00$236,250 Land $18,312 Building $217,938
2020$675,000 Land $52,320 Building $622,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1983)
Most Recent ClaimJun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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