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2148 River Rd, Niagara Falls, NY 14304 Property Records

Niagara County and Wheatfield Town property record for 2148 River Rd, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,306 sqft · built 2022
Lot Size0.901 acres (39,287 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Sep 2020)
Tax Bill$23,021 (2026)
Deeds & MortgagesApr 2017 Line of Credit
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN294000 174.08-1-58

Property Details

APN / Parcel Number

Primary APN294000 174.08-1-58
Alternative APN
  • 40001740080001058000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,306 sqft Living Area
1st Floor Area2,599 sqft
2nd Floor Area1,707 sqft
Basement Area1,566 sqft
Finished Basement1,566 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area39,287 sqft (0.901 acres)
Lot Dimensions315 ft deep x 124 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area405 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2148 RIVER RD
CityNIAGARA FALLS
StateNY
Zip14304-3750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8/94 11792 175,000
Legal SubdivisionNEW YORK STATE RESERVATION
Legal Block1
Legal Lot Number58.000
JurisdictionNIAGARA NY
Township / Civil DivisionWHEATFIELD
Census Block Group1
Census Block1011
Census Tract22714

Owner

Source: Niagara County and Wheatfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2148 RIVER RD, NIAGARA FALLS, NY 14304-3750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Sep 22, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on File
Deed SaleSep 22, 2020 · Amount on File
Prior SaleAug 1, 1994 · Amount on File
Deed Document Number202015097
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address2148 RIVER RD, NIAGARA FALLS, NY 14304-3750
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007278
DateApr 10, 2017
Instrument2017-07278
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14240
Agreement
TypeLine of Credit
AmountAmount on Record
Term362 Months
DueJun 9, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNIAGARA NY
Recording DateSep 22, 2020
Property Address2148 RIVER RD, NIAGARA FALLS, NY 14304-3750
Document Number0000015097
Instrument DateSep 3, 2020
Instrument15097
Transaction TypeTransfer
Record UpdatedSep 30, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2536 DANIELLE DR NIAGARA FALLS NY 143044625, NIAGARA FALLS, NY 14304-4625

Tax Assessment & Valuation

Source: Niagara County and Wheatfield Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionWheatfield Town
Unified School DistrictNiagara-Wheatfield Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,021.00 (-0.7%)
2025$23,184.00$409,000 (-) Land $75,000 Building $334,000$1,136,100 (+11.11%) Land $208,331 Building $927,769
2023$409,000 Land $75,000 Building $334,000$1,022,500 Land $187,500 Building $835,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATFIELD WD
serves 18,117 people · EPA ID NY3100585
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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