San Diego County property record for 2148 Raymond Ave, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,425 sqft · built 2008 |
| Lot Size | 1.08 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jun 2023) |
| Tax Bill | $8,552 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-234-25-00 |
| Primary APN | 282-234-25-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 47,480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 2822324600 |
|---|---|
| Street Address | 2148 RAYMOND AVE |
| City | RAMONA |
| State | CA |
| Zip | 92065-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 77 NE 140 FT OF NW 339.07 FT OF TR 002031 |
| Legal Subdivision | HUNTER-LETTON |
| Legal Tract | 002031 |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20805 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 6, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 23, 2023 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Jul 18, 2022 | Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 18, 2022 | Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 2023164351 |
| Prior Transfer Date | Jun 26, 2006 |
| Prior Transfer Doc | 0000461708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 6, 2026 |
| Property Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Document Number | 0000002646 |
| Map Reference | MAP 2031 |
| Instrument Date | Dec 26, 2025 |
| Instrument | 2026-0002646 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Document Number | 0000002647 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026-0002647 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2023 |
| Property Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Document Number | 0000164351 |
| Map Reference | MAP 2031 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 2023-0164351 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Investor | Possibly a Property Investor |
| Document Number | 0000164352 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-0164352 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 18, 2022 |
| Property Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Document Number | 0000294937 |
| Map Reference | MAP 2031 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022-0294937 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Document Number | 0000294938 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022-0294938 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 18, 2022 |
| Property Address | 2148 RAYMOND AVE, RAMONA, CA 92065-3034 |
| Document Number | 0000077435 |
| Map Reference | MAP 2031 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022-0077435 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 KILKENNY DR, CARDIFF BY THE SEA, CA 92007-2101 |
| Investor | Possibly a Property Investor |
| Document Number | 0000077436 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-0077436 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000077437 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-0077437 |
| Name | INVESTMENT FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $795,906 (+2%) Land $530,604 Building $265,302 | |
| 2025 | $8,552.00 (+19.03%) | $780,300 (+13.91%) Land $520,200 Building $260,100 |
| 2023 | $7,185.00 (+61.9%) Homeowner's exemption | $685,000 (+91.05%) Land $472,000 Building $213,000 |
| 2022 | $4,438.00 | $358,552 Land $159,355 Building $199,197 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2019) |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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