2148 NW 5th St, Bend, OR 97703 Property Records

Deschutes County property record for 2148 NW 5th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,122 sqft · built 1978
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Nov 2017)
Tax Bill	$8,793 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171229 CD 00801`

Property Details

APN / Parcel Number

Primary APN	`171229 CD 00801`
Alternative APNs	`R1001171229CD00801` `101215`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,122 sqft Living Area
1st Floor Area	899 sqft
2nd Floor Area	1,519 sqft
Basement Area	704 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,454 sqft (0.239 acres)
View / Lot	Excellent
Garage Type	Mixed
Garage Area	757 sqft
Deck Area	648 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	101215
Old Parcel Number	R1001171229CD00801
Street Address	2148 NW 5TH ST
City	BEND
State	OR
Zip	97703-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:7 BLK:2 SUBD:AUBREY HEIGHTS SEC/TWN/RNG/MER:SEC 29 TWN 17 RNG 12 MAP REF:171229-CD
Legal Range	12E
Legal Township	17S
Legal Section	29
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	AUBREY HEIGHTS
Legal Block	2
Legal Lot Number	7 9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2023
Census Tract	1301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2148 NW 5TH ST, BEND, OR 97703-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Aug 17, 2011 · Amount on Record
Deed Document Number	2017-44965
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2148 NW 5TH ST, BEND, OR 97703-1209
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 NW 5TH ST, BEND, OR 97703-1209

Mortgage

Document Number	0000014000
Date	Jun 13, 2023
Instrument	2023-14000

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2148 NW 5TH ST, BEND, OR 97703-1209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049686
Date	Dec 17, 2019
Instrument	2019-49686

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 8, 2017
Property Address	2148 NW 5TH ST, BEND, OR 97703-1209
Document Number	0000044965
Map Reference	CAB A PG28
Instrument Date	Nov 7, 2017
Instrument	2017-44965
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2148 NW 5TH ST, BEND, OR 97703-1209

Mortgage

Document Number	0000044966
Date	Nov 8, 2017
Instrument	2017-44966

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,793.00 (+3.94%)	$520,420 (+3%)	$1,341,290 (+7.94%) Land $368,360 Building $972,930
2024	$8,460.00 (+7.88%)	$505,270 (+3%)	$1,242,680 (-) Land $358,200 Building $884,480
2023	$7,842.00	$490,560	$1,242,680 Land $358,200 Building $884,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Webformix.

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