Albemarle County property record for 2148 Lakeside Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,880 sqft · built 1966 |
| Lot Size | 1.01 acres (44,213 sqft) |
| Owner | Individual Name on File |
| Last Sale | $534,450 (Dec 2024) |
| Tax Bill | $3,895 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041A0-00-00-10800 |
| Primary APN | 041A0-00-00-10800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Finished Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 44,213 sqft (1.01 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 340 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2148 LAKESIDE DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ALBEMARLE LAKE 8, 23, 24 & 25 |
| Legal Subdivision | ALBEMARLE LAKE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10100 |
Source: Albemarle County assessment roll, APN 041A0-00-00-10800, as of June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2148 LAKESIDE DR, CHARLOTTESVILLE, VA 22901-5140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on Record |
| Deed Sale | Dec 18, 2024 · Amount on Record |
| Prior Sale | Oct 04, 2011 · Amount on Record |
| Deed Document Number | 202410716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2148 LAKESIDE DR, CHARLOTTESVILLE, VA 22901-5140 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2148 LAKESIDE DR, CHARLOTTESVILLE, VA 22901-5140 |
| Document Number | 202500010471 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 202500010471 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
Source: Albemarle County assessment roll as of June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,895.00 (+12.93%) | $435,700 (+12.9%) Land $105,000 Building $330,700 | $435,700 (+12.9%) Land $105,000 Building $330,700 |
| 2025 | $3,449.00 (+11.98%) | $385,900 (+6.99%) Land $126,000 Building $259,900 | $385,900 (+6.99%) Land $126,000 Building $259,900 |
| 2023 | $3,080.00 | $360,700 Land $117,000 Building $243,700 | $360,700 Land $117,000 Building $243,700 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030101003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 11 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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