2148 Lake Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2148 Lake Ave, Ashtabula, OH 44004

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	11,315 sqft · built 1996
Lot Size	2.36 acres (102,845 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Oct 2024)
Tax Bill	$37,077 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-315-00-008-01`

Property Details

APN / Parcel Number

Primary APN	`05-315-00-008-01`

Interior

Units	3 Units
Stories	1 Story
Building Area	11,315 sqft Gross Area
1st Floor Area	11,315 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Steel Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	102,845 sqft (2.36 acres)
View / Lot	Neighborhood / Spot
Canopy	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2148 LAKE AVE
City	ASHTABULA
State	OH
Zip	44004-3436
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	3 ME OF CREEK
Legal Subdivision	ASHTABULA
Legal Lot Number	3
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	3
Census Block	3033
Census Tract	601

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1148 OLD FREEPORT RD, PITTSBURGH, PA 15238-3109
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage MIDFIRST BANK
May 18, 2017	Quit Claim Deed, Transfer · Line of Credit A10 CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Jan 5, 2016 · Amount on Record
Deed Document Number	20248663
Deed Book / Page	828 / 521
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2148 LAKE AVE, ASHTABULA, OH 44004-3436
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	EMERALD GLEN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004712
Date	May 3, 2022
Book Page	770/197
Instrument	202200004712

Lender

Name	MIDFIRST BANK
Type	Bank
Address	COSTA MESA, CA 92626

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	May 18, 2017
Property Address	2148 LAKE AVE, ASHTABULA, OH 44004-3436
Document Number	0000004763
Book / Page	000636 / 000352
Instrument Date	May 12, 2017
Instrument	4763
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3165 HARRISBURG PA 171053165, HARRISBURG, PA 17105-3165

Mortgage

Document Number	4764
Date	May 18, 2017
Book Page	000636/000356
Instrument	4764

Lender

Name	A10 CAP
Type	Funding / Finance Company
Address	800 W MAIN ST # 1100, BOISE, ID 83702-5970

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,077.00 (+18.57%)	$434,110 (-) Land $124,180 Building $309,930	$1,240,300 (-) Land $354,800 Building $885,500
2023	$31,270.00 (-0.78%)	$434,110 (-) Land $124,180 Building $309,930	$1,240,300 (-) Land $354,800 Building $885,500
2022	$31,515.00	$434,110 Land $124,180 Building $309,930
2020			$1,240,300 Land $354,800 Building $885,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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