2148 Eagle Talon Cir, Fleming Island, FL 32003 Property Records

Clay County property record for 2148 Eagle Talon Cir, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,292 sqft · built 2019
Lot Size	0.122 acres (5,357 sqft)
Owner	Individual Name on File
Last Sale	$290,428 (Nov 2019)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014176-016-66`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014176-016-66`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,292 sqft Heated Area
Gross Area	3,020 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,357 sqft (0.122 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2148 EAGLE TALON CIR
City	FLEMING ISLAND
State	FL
Zip	32003-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 RESERVE AT EAGLE HARBORAS REC O R 4248 PG 2048
Legal Range	26
Legal Township	05
Legal Section	04
Legal Subdivision	RESERVE/EAGLE HARBOR
Legal Lot Number	66
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3015
Census Tract	30701

Owner

2148 Eagle Talon Cir is owned and occupied by an individual who bought it in November 2019.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 6, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 14, 2018	Grant Deed, Transfer DF TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Deed Document Number	2019059463
Deed Book / Page	4248 / 2048
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046

Mortgage

Document Number	0043580542
Date	Sep 28, 2020
Book Page	4358/542
Instrument	2020050034

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046

Mortgage

Document Number	0045920867
Date	Apr 6, 2022
Book Page	4592/867
Instrument	2022021907

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 6, 2019
Property Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046
Document Number	0042482048
Book / Page	4248 / 2048
Map Reference	MB 59 PG 1-10
Instrument Date	Oct 28, 2019
Instrument	2019059463
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,033.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046

Mortgage

Document Number	0042482050
Date	Nov 6, 2019
Instrument	4248/2050

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Nov 14, 2018
Property Address	2148 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4046
Document Number	0041410517
Book / Page	004141 / 000517
Instrument Date	Nov 8, 2018
Instrument	59765
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	DF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,590.90
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2148 Eagle Talon Cir was $5,224 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,224.00 Homeowner's exemption	$382,654	$388,891 Land $55,000 Building $333,891
2023	$7,358.00 (+4.84%) Homeowner's exemption	$361,039 (+3%)	$386,336 (+10.22%) Land $55,000 Building $331,336
2022	$7,018.00 Homeowner's exemption	$350,524 Land $55,000 Building $295,524	$350,524 Land $55,000 Building $295,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2148 Eagle Talon Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2148 Eagle Talon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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