2148 Clay St, Napa, CA 94559 Property Records

Napa County property record for 2148 Clay St, Napa, CA 94559

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,356 sqft · built 1977
Lot Size	0.06 acres (2,614 sqft)
Owner	Trust Name on File
Last Sale	$579,000 (Dec 2005)
Tax Bill	$9,708 (2026)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-190-011-000`

Property Details

APN / Parcel Number

Primary APN	`002-190-011-000`
Alternative APNs	`002-190-011` `00219011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,356 sqft Living Area
Gross Area	1,797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	002-190-011
Street Address	2148 CLAY ST
City	NAPA
State	CA
Zip	94559-2356
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	LOT 10 THE CREEK SUB 11R/M71
Legal Subdivision	THE CREEK
Legal Lot Number	10
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	200201

Owner

2148 Clay St, a condominium, is owner-occupied and held in a trust since April 2023.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	2148 CLAY ST, NAPA, CA 94559-2356
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2005 · Amount on File
Deed Sale	Dec 28, 2005 · Amount on File
Prior Sale	Oct 25, 2005 · Amount on File
Deed Document Number	200552766
Last Transfer Date	Apr 5, 2023
Transfer Doc	0000005738
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Oct 12, 2021
Property Address	2148 CLAY ST, NAPA, CA 94559-2356
Document Number	0000031825
Map Reference	MB 11 PG 70&71
Instrument Date	Oct 11, 2021
Instrument	2021-0031825
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2437 VINE HILL DR, NAPA, CA 94558-2539

Mortgage

Document Number	0000031826
Date	Oct 12, 2021
Instrument	2021-0031826

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2148 Clay St was $9,708 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,708.00 (+2.12%) Homeowner's exemption	$807,057 (+2%) Land $348,472 Building $458,585	$807,057 (+2%) Land $348,472 Building $458,585
2025	$9,506.00 Homeowner's exemption	$791,234 Land $341,640 Building $449,594	$791,234 Land $341,640 Building $449,594
2023	$9,156.00 (+14.64%)	$760,512 Land $328,375 Building $432,137
2022	$7,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2148 Clay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2148 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Valley Internet.

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