Cleveland County property record for 2148 Chatfield Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,307 sqft · built 2023 |
| Lot Size | 7.26 acres (316,394 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,293 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 66076 |
| Primary APN | 66076 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,307 sqft Finished Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 316,394 sqft (7.26 acres) |
| Garage Area | 897 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 586 sqft |
| Lean-To | 240 sqft |
| Heating System | HVAC |
|---|
| Account Number | 1352239 |
|---|---|
| Street Address | 2148 CHATFIELD RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR#1PB46-182 CHATFIELD RD |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 951300 |
2148 Chatfield Rd is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2148 CHATFIELD RD, SHELBY, NC 28150-9491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2148 Chatfield Rd was $4,293, up 6.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,293.00 (+6.1%) | $666,808 (+4.63%) Land $76,150 Building $590,658 | $666,808 (+4.63%) Land $76,150 Building $590,658 |
| 2025 | $4,046.00 | $637,316 Land $76,150 Building $561,166 | $637,316 Land $76,150 Building $561,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2148 Chatfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2148 Chatfield Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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