2148 Cedar Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2148 Cedar Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,068 sqft · built 1976
Lot Size3.8 acres (165,528 sqft)
OwnerIndividual Name on Record
Tax Bill$4,550 (2025)
Deeds & MortgagesMay 2026 Transfer
Mar 2022 Line of Credit
APN0450000000440

Property Details

APN / Parcel Number

Primary APN0450000000440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,068 sqft Living Area
1st Floor Area2,068 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area165,528 sqft (3.8 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area98 sqft
Deck AreaDeck Area
Patio Area256 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2148 CEDAR RD
CityCHESAPEAKE
StateVA
Zip23323-6302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15: RESID
Legal DescriptionTR B CUMBERLAND FARM 3.8 AC
Legal SubdivisionCEDAR ROAD ONE, TWO / MILLVILLE RD
Legal TractB
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2013
Census Tract21305

Owner

Source: Chesapeake City records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2148 CEDAR RD, CHESAPEAKE, VA 23323-6302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 30, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 13, 2026
Transfer Doc10978/1688
Record UpdatedSep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 14, 2026
Property Address2148 CEDAR RD, CHESAPEAKE, VA 23323-6302
Document Number10978/1688
Book / Page10978 / 1688
Instrument DateMay 13, 2026
Instrument202612295
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2148 CEDAR RD, CHESAPEAKE, VA 23323-6302

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2148 CEDAR RD, CHESAPEAKE, VA 23323-6302
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyLENDER RECORDING SERVICES, LANDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10539/1480
DateMar 30, 2022
Book Page10539/1480
Instrument220010735
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,550.00 (+45.93%)$450,500 (+11.59%) Land $238,000 Building $212,500$450,500 (+11.59%) Land $238,000 Building $212,500
2023$403,700 (+13.02%) Land $191,800 Building $211,900$403,700 (+13.02%) Land $191,800 Building $211,900
2022$357,200 Land $166,800 Building $190,400$357,200 Land $166,800 Building $190,400
2019$3,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims3 (2009–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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