2148 4th St E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2148 4th St E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,015 sqft · built 1950
Lot Size	0.157 acres (6,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Dec 2022)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-22-14-0128`

Property Details

APN / Parcel Number

Primary APN	`35-29-22-14-0128`
Alternative APNs	`8023241` `285614`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	727 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	285614
Street Address	2148 4TH ST E
City	SAINT PAUL
State	MN
Zip	55119-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOOSHES EAST HOME ADD LOT 10 BLK 3
Legal Range	22
Legal Township	29
Legal Section	35
Legal Subdivision	FOOSHES EAST HOME ADD
Legal Block	3
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4010
Census Tract	34702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2148 4TH ST E, SAINT PAUL, MN 55119-4010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Sep 24, 2021	Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 31, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	20222747152
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 28, 2022
Property Address	2148 4TH ST E, SAINT PAUL, MN 55119-4010
Document Number	0T02747152
Instrument Date	Dec 12, 2022
Instrument	T02747152
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$683.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2148 4TH ST, SAINT PAUL, MN 55119-4010

Mortgage

Document Number	0T02747153
Date	Dec 28, 2022
Instrument	T02747153

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0T02747154
Date	Dec 28, 2022
Instrument	T02747154

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 24, 2021
Property Address	2148 4TH ST E, SAINT PAUL, MN 55119-4010
Document Number	0T02713087
Instrument Date	Sep 20, 2021
Instrument	T02713087
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ # 200, 200, CHICAGO, IL 60606-3913

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 8, 2021
Property Address	2148 4TH ST E, SAINT PAUL, MN 55119-4010
Document Number	0T02705301
Instrument Date	Jun 29, 2021
Instrument	T02705301
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	NOT AVAILABLE, GILBRATAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2148 4TH ST E, SAINT PAUL, MN 55119-4010

Mortgage

Document Number	0T02705302
Date	Jul 8, 2021
Instrument	T02705302

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 31, 2017
Property Address	2148 4TH ST E, SAINT PAUL, MN 55119-4010
Document Number	0002595639
Instrument Date	Aug 14, 2017
Instrument	2595639
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 4TH ST E ST PAUL MN 551194010, ST PAUL, MN 55119-4010

Mortgage

Document Number	2595640
Date	Aug 31, 2017
Instrument	2595640

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,200 (+6.94%) Land $46,400 Building $207,800	$254,200 (+6.94%) Land $46,400 Building $207,800
2025	$3,862.00 (+1.79%)
2023	$3,794.00 Homeowner's exemption	$237,700 Land $28,800 Building $208,900	$237,700 Land $28,800 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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