21475 Trail Ridge Dr, Escondido, CA 92029 Property Records

San Diego County property record for 21475 Trail Ridge Dr, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,519 sqft · built 2018
Lot Size0.85 acres (3,700 sqft)
Owner2 Trust Names on File
Last Sale$721,500 (Aug 2018)
Tax Bill$14,982 (2025)
Deeds & MortgagesApr 2024 Transfer
Apr 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN235-582-15-00

Property Details

APN / Parcel Number

Primary APN235-582-15-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,519 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area3,700 sqft (0.85 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address21475 TRAIL RIDGE DR
CityESCONDIDO
StateCA
Zip92029-4823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 70 TR 015890
Legal SubdivisionESCONDIDO 5365-3
Legal Tract015890
Legal Block2
Legal Lot Number70
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2019
Census Tract20311

Owner

21475 Trail Ridge Dr is owner-occupied and held in a trust since February 2024.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Trust Names on File
Mailing Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Intrafamily Transfer, Transfer
Apr 15, 2024Intrafamily Transfer, Transfer
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 30, 2018Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2018 · Amount on File
Deed SaleAug 30, 2018 · Amount on File
Deed Document Number2018358219
Last Transfer DateFeb 24, 2024
Transfer Doc0000093068
Record UpdatedSep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 15, 2024
Property Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823
Document Number0000093068
Map ReferenceMAP 15890
Instrument DateFeb 24, 2024
Instrument2024-0093068
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 15, 2024
Property Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823
Document Number0000093069
Map ReferenceMAP 15890
Instrument DateFeb 24, 2024
Instrument2024-0093069
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823
Transaction TypeMortgage
Record UpdatedAug 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823

Mortgage

Document Number0000587023
DateAug 18, 2021
Instrument2021-0587023
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateSep 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.12%
IndexOther
Max Rate7.12%

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 30, 2018
Property Address21475 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4823
Document Number0000358219
Instrument DateAug 16, 2018
Instrument358219
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$793.65
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21475 TRAIL RIDGE DR ESCONDIDO CA 920294823, ESCONDIDO, CA 92029-4823

Mortgage

Document Number358220
DateAug 30, 2018
Instrument358220
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 21475 Trail Ridge Dr was $14,982 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$802,415 (+2%) Land $295,832 Building $506,583
2025$14,982.00 Homeowner's exemption$786,682 Land $290,032 Building $496,650
2023$14,239.00 (+1.78%) Homeowner's exemption$756,136 Land $278,771 Building $477,365
2022$13,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21475 Trail Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21475 Trail Ridge Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people · EPA ID CA3710018
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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