Storey County property record for 21475 Saddleback Rd, VC Highlands, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,780 sqft · built 2007 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jan 2016) |
| Tax Bill | $4,530 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-101-65 |
| Primary APN | 003-101-65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 4,055 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 54,450 sqft |
| Garage Type | Attached |
| Garage Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 253 sqft |
|---|---|
| Patio Area | 697 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 21475 SADDLEBACK RD |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-7470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E1 VCH;1AC |
| Legal Description | PARCEL MAP ID : LOT : 344 BLOCK : M VCH M-344 TOWN : VC HIGHLANDS |
| Legal Subdivision | VIRGINIA CITY HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 344 |
| Jurisdiction | STOREY NV |
| Township / Civil Division | VIRGINIA CITY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 970200 |
21475 Saddleback Rd is owned and occupied by two individuals who acquired it in June 2020.
Source: Storey County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21475 SADDLEBACK RD, RENO, NV 89521-7470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit GREATER NV CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2016 · Amount on File |
| Deed Sale | Jan 28, 2016 · Amount on File |
| Prior Sale | Jul 23, 2013 · Amount on File |
| Deed Document Number | 2016123494 |
| Last Transfer Date | Jun 3, 2020 |
| Transfer Doc | 0000131931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 21475 SADDLEBACK RD, VC HIGHLANDS, NV 89521-7470 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000137691 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 137691 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 21475 SADDLEBACK RD, RENO, NV 89521-7470 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132350 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 132350 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 21475 SADDLEBACK RD, RENO, NV 89521-7470 |
| Document Number | 0000129453 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | FIRST CENTENNIAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 21475 SADDLEBACK RD RENO NV 895217470, RENO, NV 89521-7470 |
| Document Number | 0000129453 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 129453 |
| Name | GREATER NV CU |
|---|---|
| Type | Credit Union |
| Address | CARSON CITY, NV 89701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 14, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 21475 Saddleback Rd was $4,530.
Source: Storey County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Storey County |
| Unified School District | Storey County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,296 Land $14,000 Building $120,296 | $383,704 Land $40,000 Building $343,704 | |
| 2025 | $4,530.00 | ||
| 2023 | $3,930.00 (+8%) | $124,343 (+18.25%) Land $12,250 Building $112,093 | $355,266 (+18.25%) Land $35,000 Building $320,266 |
| 2022 | $3,639.00 | $105,154 Land $12,250 Building $92,904 | $300,439 Land $35,000 Building $265,439 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21475 Saddleback Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21475 Saddleback Rd is extreme, ranking above 99.3% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.3% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Net NV, Northern Nevada High Speed Internet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures