21475 Rizzo Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 21475 Rizzo Ave, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,146 sqft · built 1942
Lot Size0.228 acres (9,933 sqft)
OwnerIndividual Name on Record
Last Sale$955,000 (Jun 2024)
Tax Bill$12,561 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jan 2024 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN415-60-71

Property Details

APN / Parcel Number

Primary APN415-60-71
Alternative APN
  • 415-0060-071-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,146 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,933 sqft (0.228 acres)

Location & Zoning

Street Address21475 RIZZO AVE
CityCASTRO VALLEY
StateCA
Zip94546-6223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00018 BLK: TR: 0635
Legal Subdivision635 EDEN TOWNSHIP
Legal Tract0635
Legal Block3
Legal Lot Number18
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3006
Census Tract431200

Owner

Source: Alameda County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21475 RIZZO AVE, CASTRO VALLEY, CA 94546-6223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
THE TURNKEY FOUNDATION INC
Jan 23, 2024Grant Deed, Construction Loan · Construction Mortgage
ANCHOR LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2024 · Amount on Record
Deed SaleJun 5, 2024 · Amount on Record
Prior SaleJan 23, 2024 · Amount on Record
Deed Document Number202469188
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Recording DateJul 31, 2026
Property Address21475 RIZZO AVE, CASTRO VALLEY, CA 94546-6223
Document Number0000099051
Instrument DateJul 24, 2026
Instrument202699051
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address21475 RIZZO AVE, CASTRO VALLEY, CA 94546-6223

Mortgage

Document Number0000099051,
DateJul 31, 2026
Instrument202699051
Lender
NameTHE TURNKEY FOUNDATION INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2024: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateJan 23, 2024
Property Address21475 RIZZO AVE, CASTRO VALLEY, CA 94546-6223
Document Number0000011717
Map ReferenceMB 8 PG 42
Instrument DateJan 17, 2024
Instrument2024011717
Transaction TypeConstruction Loan
Record UpdatedMar 4, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9250, VALLEJO, CA 94591-9250

Mortgage

Document Number0000011718
DateJan 23, 2024
Instrument2024011718
Lender
NameANCHOR LOANS INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueFeb 1, 2025

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$993,581 (+2%) Land $298,074 Building $695,507
2025$12,561.00 (+304.41%)$974,100 (+408.41%) Land $292,230 Building $681,870
2023$3,106.00 Homeowner's exemption$191,598 Land $57,479 Building $134,119$604,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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