21475 E South RR, Howe, OK 74940 Property Records

Le Flore County property record for 21475 E South RR, Howe, OK 74940

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,205 sqft · built 2009
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000 (Jan 2022)
Tax Bill	$2,598 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24946`

Property Details

APN / Parcel Number

Primary APN	`24946`
Alternative APN	`K001-00-044-000-0-002-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,205 sqft Living Area
1st Floor Area	3,878 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Mixed
Garage Area	1,432 sqft
Porch	Slab
Porch Area	480 sqft
Utility Building	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24946
Street Address	21475 E SOUTH RAILROAD
City	HOWE
State	OK
Zip	74940-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOWE BLK 44 LOTS 4 5 & 6 & ALLEY ADJ TO LOTS 5 & 6 DD B1356 P630
Legal Range	25E
Legal Township	06N
Legal Section	35
Legal Subdivision	HOWE MAIN TOWN
Legal Block	44
Legal Lot Number	4-6
Jurisdiction	LE FLORE OK
Township / Civil Division	HEAVENER
Census Block Group	2
Census Block	2019
Census Tract	40602

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21475 E SOUTH RAILROAD, HOWE, OK 74940-7117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 6, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	2022625
Deed Book / Page	2173 / 644
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jan 20, 2022
Property Address	21475 E SOUTH RAILROAD, HOWE, OK 74940-7117
Document Number	0021730644
Book / Page	2173 / 644
Instrument Date	Jan 18, 2022
Instrument	625
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21475 E S RAILROAD, FREMONT, WI 54940

Mortgage

Document Number	0000000626
Date	Jan 20, 2022
Instrument	626

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	21475 E SOUTH RAILROAD, HOWE, OK 74940-7117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020000248
Date	Apr 6, 2017
Book Page	2000/0248
Instrument	2547

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Howe Town
Unified School District	Howe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,973 (+3%) Land $715 Building $31,258	$290,664 (-7.77%) Land $6,496 Building $284,168
2025	$2,598.00 (+6%) Homeowner's exemption	$31,042 (+6.09%) Land $694 Building $30,348	$315,147 (+18.48%) Land $13,000 Building $302,147
2023	$2,451.00 Homeowner's exemption	$29,260 Land $667 Building $28,593	$266,000 Land $6,060 Building $259,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fixed Wireless	200 / 20

May also be available: AT&T, Dobson Fiber.

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