Santa Rosa County property record for 2147 Tom St, Navarre, FL 32566
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2004 |
| Lot Size | 0.079 acres (3,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Apr 2019) |
| Tax Bill | $1,000 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2S-26-4695-00000-2147 |
| Primary APN | 13-2S-26-4695-00000-2147 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Adjusted Area |
| Gross Area | 1,856 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 3,450 sqft |
| Lot Dimensions | 115 ft deep x 30 ft wide |
| Garage Area | 320 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 132S264695000002147 |
|---|---|
| Street Address | 2147 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3304 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SANTA ROSA OAKS CONDOMINIUM UNIT 2147 WITH AN UNDIVIDED SHARE IN COMMON AREA AS DES OR 3823 PG 1864 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | SANTA ROSA OAKS COND |
| Legal Unit | 2147 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2147 TOM ST, NAVARRE, FL 32566-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Apr 29, 2019 | Warranty Deed, Transfer · VA Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on Record |
| Deed Sale | Apr 29, 2019 · Amount on Record |
| Prior Sale | Aug 4, 2004 · Amount on Record |
| Deed Document Number | 201917085 |
| Deed Book / Page | 3823 / 1864 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2147 TOM ST, NAVARRE, FL 32566-3304 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2147 TOM ST, NAVARRE, FL 32566-3304 |
| Document Number | 0040931612 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 4093/1612 |
| Instrument | 202120043 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 29, 2019 |
| Property Address | 2147 TOM ST, NAVARRE, FL 32566-3304 |
| Document Number | 0038231864 |
| Book / Page | 3823 / 1864 |
| Map Reference | MB 2329 PG 1835-1838 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 201917085 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 HOLBROOK CIR, 804, FORT WALTON BEACH, FL 32547-6732 |
| Name | Verified Name |
|---|---|
| Address | 2147 TOM ST, NAVARRE, FL 32566-3304 |
| Document Number | 0038231866 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 3823/1866 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,000.00 (+5.04%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $144,043 (+3%) | $225,000 (+4.65%) Building $225,000 |
| 2023 | $952.00 (+4.73%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $139,848 (+3%) | $215,000 (+7.5%) Building $215,000 |
| 2022 | $909.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $135,775 | $200,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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