2147 Prato Ct, Los Banos, CA 93635 Property Records

Merced County property record for 2147 Prato Ct, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 2003
Lot Size	0.174 acres (7,567 sqft)
Owner	Individual Name on File
Last Sale	$384,000 (Oct 2020)
Tax Bill	$4,959 (2025)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`428-262-018-000`

Property Details

APN / Parcel Number

Primary APN	`428-262-018-000`
Alternative APN	`428-262-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	7,567 sqft (0.174 acres)
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	428-262-018
Street Address	2147 PRATO CT
City	LOS BANOS
State	CA
Zip	93635-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VERONA UNIT NO 2 LOT 128
Legal Subdivision	VERONA
Legal Lot Number	128
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1023
Census Tract	2304

Owner

2147 Prato Ct is owned by an individual who bought it in October 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	444 NORTHLAKE DR, 1, SAN JOSE, CA 95117-1313
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 7, 2020	Grant Deed, Transfer · Conventional Mortgage GRANDE HOMES INC
Oct 7, 2020	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Apr 22, 2010
Deed Document Number	202036199
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000036198
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 7, 2020
Property Address	2147 PRATO CT, LOS BANOS, CA 93635-6419
Document Number	0000036198
Instrument Date	Sep 30, 2020
Instrument	36198
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	444 NORTHLAKE DR #1 SAN JOSE CA 951171313, 1, SAN JOSE, CA 95117-1313

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 7, 2020
Property Address	2147 PRATO CT, LOS BANOS, CA 93635-6419
Document Number	0000036199
Map Reference	VOL 58 PG 14-17
Instrument Date	Sep 21, 2020
Instrument	2020036199
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 NORTHLAKE DR APT 1, 1, SAN JOSE, CA 95117-1313

Mortgage

Document Number	0000036200
Date	Oct 7, 2020
Instrument	2020036200

Lender

Name	GRANDE HOMES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Oct 7, 2020
Property Address	2147 PRATO CT, LOS BANOS, CA 93635-6419
Document Number	0000036197
Instrument Date	Sep 21, 2020
Instrument	36197
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 796 HEBER CA 922490625, HEBER, CA 92249-0625

Tax Assessment & Valuation

The 2025 property tax bill for 2147 Prato Ct was $4,959.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$434,045 (+2%) Land $104,886 Building $329,159
2025	$4,959.00	$425,535 Land $102,830 Building $322,705
2023	$4,728.00 (+3.93%)	$409,013 Land $98,838 Building $310,175
2022	$4,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2147 Prato Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2147 Prato Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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