2147 NW 86th Ter, Gainesville, FL 32606 Property Records

Alachua County property record for 2147 NW 86th Ter, Gainesville, FL 32606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2023)
Tax Bill	$6,051 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06320-010-032`

Property Details

APN / Parcel Number

Primary APN	`06320-010-032`
Alternative APNs	`00584170000` `1043376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,219 sqft
1st Floor Area	1,778 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	212 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2147 NW 86TH TER
City	GAINESVILLE
State	FL
Zip	32606-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VILLAGE OF WEATHERLY S/D PB 24 PG 34 LOT 32 OR 5115/1078
Legal Range	19E
Legal Township	09S
Legal Section	32
Legal Subdivision	VILLAGE OF WEATHERLY S/D
Legal Lot Number	32
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4001
Census Tract	2204

Owner

2147 NW 86th Ter is owned and occupied by two individuals who bought it in August 2023.

Source: Alachua County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2147 NW 86TH TER, GAINESVILLE, FL 32606-9222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Apr 28, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Apr 28, 2020 · Amount on File
Deed Document Number	20233509908
Deed Book / Page	5115 / 1078
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0047612235
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Aug 21, 2023
Property Address	2147 NW 86TH TER, GAINESVILLE, FL 32606-9222
Document Number	0051151078
Book / Page	5115 / 1078
Map Reference	MB 2 PG 34-36
Instrument Date	Aug 17, 2023
Instrument	3509908
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 GRAY FARM RD, MELROSE, FL 32666-4163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 NW 86TH TER, GAINESVILLE, FL 32606-9222

Mortgage

Document Number	0051151080
Date	Aug 21, 2023
Instrument	5115/1080

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Apr 28, 2020
Property Address	2147 NW 86TH TER, GAINESVILLE, FL 32606-9222
Document Number	0047720312
Book / Page	4772 / 312
Map Reference	MB 24 PG 34-36
Instrument Date	Apr 27, 2020
Instrument	3255767
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7819 NW 22ND LN, 7819, GAINESVILLE, FL 32605-3162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 NW 86TH TER, GAINESVILLE, FL 32606-9222

Mortgage

Document Number	47720314
Date	Apr 28, 2020
Instrument	4772/0314

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALACHUA FL
Recording Date	Mar 16, 2020
Property Address	2147 NW 86TH TER, GAINESVILLE, FL 32606-9222
Document Number	0047612235
Book / Page	004761 / 002235
Instrument Date	Jan 17, 2020
Instrument	3249080
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7819 NW 22ND LN GAINESVILLE FL 326053162, GAINESVILLE, FL 32605-3162

Tax Assessment & Valuation

The 2025 property tax bill for 2147 NW 86th Ter was $6,051, down 11.8% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,051.00 (-11.81%)	$316,432 Land $108,000 Building $208,432	$316,432 Land $108,000 Building $424,432
2024	$6,861.00 (+15.37%)
2023	$5,947.00 (+8.28%)	$278,117 (+8.85%) Land $72,500 Building $205,617	$278,117 (+8.85%) Land $72,500 Building $205,617
2022	$5,492.00	$255,510 Land $72,500 Building $183,010	$255,510 Land $72,500 Building $183,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2147 NW 86th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2147 NW 86th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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