2147 Lydia Ln, Howell, MI 48843 Property Records

Livingston County property record for 2147 Lydia Ln, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,017 sqft · built 2018
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Jun 2018)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-300-036`

Property Details

APN / Parcel Number

Primary APN	`10-09-300-036`
Alternative APN	`471009300036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,017 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	98,881 sqft (2.27 acres)
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2147 LYDIA LN
City	HOWELL
State	MI
Zip	48843-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURB
Legal Description	SEC. 9, T2N-R4E, COM SW COR, TH ALG C/L JEWELL RD DUE E 1329', TH N0310'24"W 730.66', TH DUE W 257.35' , TH N0310'24", W
Legal Range	04E
Legal Township	02N
Legal Section	86
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2006
Census Tract	730101

Owner

2147 Lydia Ln is owned and occupied by two individuals who bought it in June 2018.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2147 LYDIA LN, HOWELL, MI 48843-8967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Apr 21, 2020	Deed of Trust, Mortgage STATE BK
Jun 6, 2019	Deed of Trust, Mortgage STATE BK
Sep 24, 2018	Deed of Trust, Mortgage STATE BK
Jun 29, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Dec 28, 2009 · Amount on File
Deed Document Number	201817302
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2147 LYDIA LN, HOWELL, MI 48843-8967
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 LYDIA LN, HOWELL, MI 48843-8967

Mortgage

Document Number	0000017447
Date	Sep 19, 2023
Instrument	2023R-017447

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2147 LYDIA LN, HOWELL, MI 48843-8967
Document Number	0000013490
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2147 LYDIA LN HOWELL MI 488438967, HOWELL, MI 48843-8967

Mortgage

Document Number	0000013490
Date	May 1, 2020
Instrument	13490

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2147 LYDIA LN, HOWELL, MI 48843-8967
Document Number	0000014756
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2147 LYDIA LN HOWELL MI 488438967, HOWELL, MI 48843-8967

Mortgage

Document Number	0000014756
Date	Jun 14, 2019
Instrument	14756

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2147 LYDIA LN, HOWELL, MI 48843-8967
Document Number	0000025973
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	527 CURZON ST #101 HOWELL MI 488434110, 101, HOWELL, MI 48843-4110

Mortgage

Document Number	0000025973
Date	Sep 27, 2018
Instrument	25973

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 29, 2018
Property Address	2147 LYDIA LN, HOWELL, MI 48843-8967
Document Number	0000017302
Instrument Date	Jun 26, 2018
Instrument	17302
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11049 SILVER DR HAMBURG TWP MI 481899784, HAMBURG TWP, MI 48189-9784

Tax Assessment & Valuation

The 2025 property tax bill for 2147 Lydia Ln was $4,468 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,300	$462,600
2025	$4,468.00
2023		$220,600
2021	$3,653.00		$441,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2147 Lydia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2147 Lydia Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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