2147 Hillside Pl, Ferndale, WA 98248 Property Records

Whatcom County property record for 2147 Hillside Pl, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,168 sqft · built 1972
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Jun 2026)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`390219-533353-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-533353-0000`
Alternative APNs	`499802` `95005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Finished Basement	1,584 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	182 sqft
Deck Area	593 sqft
Patio Area	816 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	95005
Street Address	2147 HILLSIDE PL
City	FERNDALE
State	WA
Zip	98248-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	JOHNSONS ADD NO 3-LOT 4-EXC PTN DAF-THAT PTN OF LOT 4 DAF-BEG AT SE COR OF LOT 4-TH N 89 DEG 4721 W ALG S LOT LI 30 FT-TH N 15 DEG 0919 W 99.04 FT TO ITS INTERS WI E LI OF LOT 4-TH S 30 DEG 1707 E ALG SD LOT LI 110.83 FT TO POB-THAT PTN OF LOT 5 JOHN
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	JOHNSONS ADD NO 3
Legal Block	1
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1015
Census Tract	10506

Owner

Source: Whatcom County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2147 HILLSIDE PL, FERNDALE, WA 98248-9320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CREDIT UNION
Jun 22, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jun 22, 2026 · Amount on Record
Deed Document Number	20261925
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 22, 2026
Property Address	2147 HILLSIDE PL, FERNDALE, WA 98248-9320
Document Number	0000001925
Instrument Date	Jun 11, 2026
Instrument	20261925
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280,377.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 HILLSIDE PL, FERNDALE, WA 98248-9320

Mortgage

Document Number	0000001926,
Date	Jun 22, 2026
Instrument	2026061926

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 22, 2026
Property Address	2147 HILLSIDE PL, FERNDALE, WA 98248-9320
Document Number	0000001924
Instrument Date	Jun 11, 2026
Instrument	20261924
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,280,377.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2147 HILLSIDE PL, FERNDALE, WA 98248-9320
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903499
Date	Sep 23, 2021
Instrument	2021-0903499

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2147 HILLSIDE PL, FERNDALE, WA 98248-9320
Document Number	2171202403
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 HILLSIDE PL FERNDALE WA 982489320, FERNDALE, WA 98248-9320

Mortgage

Document Number	2171202403
Date	Dec 21, 2017
Instrument	1202403

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2147 HILLSIDE PL, FERNDALE, WA 98248-9320
Document Number	2171000951
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2147 HILLSIDE PL FERNDALE WA 982489320, FERNDALE, WA 98248-9320

Mortgage

Document Number	2171000951
Date	Oct 10, 2017
Instrument	1000951

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2032

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,408.00 (+21.88%)	$723,605 (+21.52%) Land $264,810 Building $458,795	$723,605 (+21.52%) Land $264,810 Building $458,795
2022		$595,442 Land $159,171 Building $436,271	$595,442 Land $159,171 Building $436,271
2021	$4,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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