2147 Elm St, Chico, CA 95928 Property Records

Butte County property record for 2147 Elm St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 786 sqft · built 1953
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2009)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-467-007-000`

Property Details

APN / Parcel Number

Primary APN	`005-467-007-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	786 sqft Living Area

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Lot Area	3,049 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Wood
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2147 ELM ST
City	CHICO
State	CA
Zip	95928-6740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	2147 ELM ST
Legal Subdivision	CARLEY
Legal Lot Number	1
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3002
Census Tract	1300

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2147 ELM ST, CHICO, CA 95928-6740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
May 13, 2019	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Jun 25, 2018	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2009 · Amount on Record
Deed Sale	Dec 17, 2009 · Amount on Record
Prior Sale	May 9, 2007
Deed Document Number	2009-0046320
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2147 ELM ST, CHICO, CA 95928-6740
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 COUNTY ROAD H, ORLAND, CA 95963-9346

Mortgage

Document Number	0000000434
Date	Jan 6, 2022
Instrument	2022-0000434

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2147 ELM ST, CHICO, CA 95928-6740
Document Number	0000025624
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 COUNTY RD ORLAND CA 95963, ORLAND, CA 95963

Mortgage

Document Number	0000025624
Date	May 28, 2019
Instrument	25624

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2147 ELM ST, CHICO, CA 95928-6740
Document Number	0000026772
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 COUNTY ROAD H ORLAND CA 959639346, ORLAND, CA 95963-9346

Mortgage

Document Number	0000026772
Date	Aug 9, 2018
Instrument	26772

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,184.00 (+8.6%) Homeowner's exemption	$193,609 (+4.04%) Land $83,895 Building $109,714
2023	$2,011.00 (+1.72%) Homeowner's exemption	$186,092 Land $80,638 Building $105,454
2022	$1,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	8 (1992–2005)
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Race Communications, Verizon.

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