2147 Cooper Rd, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 2147 Cooper Rd, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 1975
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Tax Bill	$7,611 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-00502-0000-00246`

Property Details

APN / Parcel Number

Primary APN	`35-00502-0000-00246`
Alternative APN	`3500401000000015`

Interior

Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3500401000000015
Street Address	2147 COOPER RD
City	ATCO
State	NJ
Zip	08004-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	TOWNSHIP/WATERFORD
Legal Block	502
Legal Lot Number	246
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2004
Census Tract	608901

Owner

2147 Cooper Rd is owned and occupied by an individual who acquired it in May 2026.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2147 COOPER RD, ATCO, NJ 08004-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Quit Claim Deed, Transfer · FHA Mortgage IMPERIAL LENDING LLC
Sep 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 4, 2019	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026
Deed Sale	May 8, 2026
Prior Sale	Oct 3, 2024 · Amount on File
Deed Document Number	202629300
Deed Book / Page	13086 / 213
Prior Transfer Date	May 5, 2016
Prior Transfer Doc	0000043552
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 8, 2026
Property Address	2147 COOPER RD, ATCO, NJ 08004-1901
Document Number	0000029300
Book / Page	13086 / 213
Instrument Date	Sep 24, 2025
Instrument	202629300
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 COOPER RD, ATCO, NJ 08004-1901

Mortgage

Document Number	0000029301,
Date	May 8, 2026
Book Page	13086/221
Instrument	202629301

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Oct 1, 2054

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	2147 COOPER RD, ATCO, NJ 08004-1901
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 COOPER RD, ATCO, NJ 08004-1901

Mortgage

Document Number	0000088080
Date	Sep 27, 2022
Book Page	12194/1872
Instrument	2022088080

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Aug 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	2147 COOPER RD, ATCO, NJ 08004-1901
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038743
Date	Jun 4, 2018
Book Page	10895/1540
Instrument	2018038743

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	2147 COOPER RD, ATCO, NJ 08004-1901
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057782
Date	Aug 7, 2020
Book Page	11463/384
Instrument	2020057782

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Sep 4, 2019
Property Address	2147 COOPER RD, ATCO, NJ 08004-1901
Document Number	0000059255
Book / Page	11202 / 0275
Instrument Date	Aug 15, 2019
Instrument	2019059255
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2147 COOPER RD, 2147, ATCO, NJ 08004-1901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 COOPER RD, ATCO, NJ 08004-1901

Mortgage

Document Number	0011202281
Date	Sep 4, 2019
Instrument	11202/281

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2147 Cooper Rd was $7,611, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,900 (-) Land $40,500 Building $126,400	$166,900 (-) Land $40,500 Building $126,400
2025	$7,611.00 (+3.51%)	$166,900 Land $40,500 Building $126,400	$166,900 Land $40,500 Building $126,400
2024	$7,353.00
2023		$166,900 Land $40,500 Building $126,400	$166,900 Land $40,500 Building $126,400
2022	$6,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2147 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2147 Cooper Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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