Durham County property record for 2147 Charles St, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,765 sqft · built 1944 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (May 2018) |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0820-37-7380 |
| Primary APN | 0820-37-7380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,765 sqft Heated Area |
| 1st Floor Area | 1,592 sqft |
| Year Built | Built 1944 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 17,860 sqft (0.41 acres) |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 082010377380 |
|---|---|
| Street Address | 2147 CHARLES ST |
| City | DURHAM |
| State | NC |
| Zip | 27707-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | CARRINGTON FARM/LT#17 & LT#18 PL:000015-000037 |
| Legal Subdivision | CARRINGTON FARM |
| Legal Block | 37 |
| Legal Lot Number | 17,18 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1304 |
Source: Durham County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2147 CHARLES ST, DURHAM, NC 27707-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU |
| Mar 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Document Number | 0000841725 |
| Deed Book / Page | 8417 / 25 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2147 CHARLES ST, DURHAM, NC 27707-2907 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093080176 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 9308/176 |
| Instrument | 2021020510 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 4, 2018 |
| Property Address | 2147 CHARLES ST, DURHAM, NC 27707-2907 |
| Document Number | 0084170025 |
| Book / Page | 8417 / 025 |
| Map Reference | MB15 PG37 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2018014851 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3737 CLARKS LN # 308, 3737, BALTIMORE, MD 21215-2716 |
| Name | Verified Name |
|---|---|
| Address | 2147 CHARLES ST, DURHAM, NC 27707-2907 |
| Document Number | 2018014852 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018014852 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 31, 2017 |
| Property Address | 2147 CHARLES ST, DURHAM, NC 27707-2907 |
| Document Number | 0081540951 |
| Book / Page | 8154 / 951 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 2017010685 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2147 CHARLES ST, DURHAM, NC 27707-2907 |
| Document Number | 0081540953 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 8154/953 |
| Instrument | 2017010686 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Durham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 (+16.72%) | $290,169 (+54.24%) Land $95,175 Building $194,994 | $290,169 (+54.24%) Land $95,175 Building $194,994 |
| 2023 | $2,464.00 (+2.37%) | $188,131 Land $21,180 Building $166,951 | $188,131 Land $21,180 Building $166,951 |
| 2022 | $2,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (1986–2024) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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