21462 Marina Cir, Macomb, MI 48044 Property Records

Macomb County property record for 21462 Marina Cir, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,675 sqft · built 1999
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Tax Bill	$6,512 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-206-002`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-206-002`
Alternative APN	`0822206002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,675 sqft Living Area
1st Floor Area	1,657 sqft
Basement Area	1,657 sqft
Unfinished Basement	1,657 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21462 MARINA CIR
City	MACOMB
State	MI
Zip	48044-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EDINBURGH ESTATES SUB LOT 80 LIBER: 139 PAGES: 9-18
Legal Subdivision	EDINBURGH ESTATES SUB
Legal Lot Number	80
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1013
Census Tract	224002

Owner

21462 Marina Cir is owned and occupied by an individual who acquired it in August 2024.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	21462 MARINA CIR, MACOMB, MI 48044-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
May 17, 2023	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC
Jul 11, 2022	Warranty Deed, Transfer
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024
Deed Sale	Aug 8, 2024
Prior Sale	May 17, 2023 · Amount on File
Deed Document Number	202465494
Deed Book / Page	29704 / 294
Prior Transfer Date	Jun 10, 2024
Prior Transfer Doc	0000065494
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21462 MARINA CIR, MACOMB, MI 48044-1323
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	NOT AVAILABLE, JCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36288 HATHERLY PL, STERLING HEIGHTS, MI 48310

Mortgage

Document Number	2300043044
Date	May 12, 2023
Book Page	29125/790
Instrument	202300043044

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 17, 2023
Property Address	21462 MARINA CIR, MACOMB, MI 48044-1323
Document Number	2300044126
Book / Page	29131 / 137
Map Reference	LB 139 PG 9-18
Instrument Date	May 4, 2023
Instrument	202300044126
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21462 MARINA CIR, MACOMB, MI 48044-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21462 MARINA CIR, MACOMB, MI 48044-1323

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 11, 2022
Property Address	21462 MARINA CIR, MACOMB, MI 48044-1323
Document Number	2200084560
Book / Page	28701 / 245
Map Reference	LB 139 PG 9-18
Instrument Date	Apr 27, 2022
Instrument	202200084560
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$3,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21462 MARINA CIR, 21462, MACOMB, MI 48044-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49156 DIANE CT # 134, 134, MACOMB, MI 48042-4836

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21462 MARINA CIR, MACOMB, MI 48044-1323
Document Number	0000052678
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21462 MARINA CIR MACOMB MI 480441323, MACOMB, MI 48044-1323

Mortgage

Document Number	0000052678
Date	May 1, 2020
Book Page	026677/000926
Instrument	52678

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 21462 Marina Cir was $6,512 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,900	$405,800
2025	$6,512.00
2023		$174,000	$348,000
2022	$3,993.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21462 Marina Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21462 Marina Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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