2146 Summit Dr, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 2146 Summit Dr, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,381 sqft · built 1921
Lot Size0.227 acres (9,892 sqft)
OwnerIndividual Name on Record
Last Sale$830,000 (Oct 2020)
Tax Bill$10,814 (2025)
Deeds & MortgagesMar 2023 Line of Credit
May 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN21E08DA00200

Property Details

APN / Parcel Number

Primary APN21E08DA00200
Alternative APN
  • 00244596

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,381 sqft Living Area
1st Floor Area1,000 sqft
2nd Floor Area576 sqft
Attic Area576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,892 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00244596
Street Address2146 SUMMIT DR
CityLAKE OSWEGO
StateOR
Zip97034-3626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description430 LAKE VIEW VILLAS BLKS 149-197 PT BLK 192
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionLAKE VIEW VILLAS
Legal Block192,S,1
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2006
Census Tract20201

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2146 SUMMIT DR, LAKE OSWEGO, OR 97034-3626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 6, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 23, 2020Warranty Deed, Transfer · ARM
US BANK NA
May 26, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON
Jun 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADAM TURNER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Prior SaleMay 26, 2020
Deed Document Number2020-088570
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address2146 SUMMIT DR, LAKE OSWEGO, OR 97034-3626
Transaction TypeMortgage
Record UpdatedMar 17, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007954
DateMar 13, 2023
Instrument2023-007954
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address2146 SUMMIT DR, LAKE OSWEGO, OR 97034-3626
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026806
DateMay 6, 2022
Instrument2022-026806
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Address44015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 29, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateOct 23, 2020
Property Address2146 SUMMIT DR, LAKE OSWEGO, OR 97034-3626
Document Number0000088570
Instrument DateSep 9, 2020
Instrument2020-088570
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyFIDELITY NATL TTL CO OF OR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2146 SUMMIT DR, LAKE OSWEGO, OR 97034-3626

Mortgage

Document Number0000088571
DateOct 23, 2020
Instrument2020-088571
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.37%
Index1-Year CMT
Max Rate7.37%

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLACKAMAS OR
Recording DateMay 26, 2020
Property Address2146 SUMMIT DR, LAKE OSWEGO, OR 97034-3626
Document Number0000038165
Instrument DateMay 22, 2020
Instrument38165
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 N BLAKELEY ST MONTESANO WA 985631304, MONTESANO, WA 98563-1304

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address2146 SUMMIT DR, LAKE OSWEGO, OR 97034-3626
Document Number0000034631
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2146 SUMMIT DR LAKE OSWEGO OR 970343626, LAKE OSWEGO, OR 97034-3626

Mortgage

Document Number0000034631
DateJun 21, 2019
Instrument34631
Lender
NameADAM TURNER
Address106 NW 56TH ST, SEATTLE, WA 98107-2023
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,814.00 (+5.85%)$563,114 (+6.09%)$1,226,030 (+8.46%) Land $767,880 Building $458,150
2023$10,216.00$530,790$1,130,436 Land $703,556 Building $426,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Nearby Flood Policies79 units insured
incl. 60 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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