Butler County property record for 2146 Smith Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,193 sqft · built 1943 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,300 (Jan 2000) |
| Tax Bill | $5,541 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K4610-011.000-011 |
| Primary APN | K4610-011.000-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,193 sqft Living Area |
| Gross Area | 1,120 sqft |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 668 sqft |
| Patio Area | 140 sqft |
| Pole Barn | 1,944 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0003000 |
|---|---|
| Old Parcel Number | K4610011.000011 |
| Street Address | 2146 SMITH RD |
| City | HAMILTON |
| State | OH |
| Zip | 45013-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 3 11 CTR PT E 1/2 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | ROSS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10800 |
2146 Smith Rd is owned and occupied by two individuals who bought it in January 2000.
Source: Butler County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2146 SMITH RD, HAMILTON, OH 45013-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2000 · Amount on File |
| Deed Sale | Jan 18, 2000 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2146 SMITH RD, HAMILTON, OH 45013-8508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000025884 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 9858/1092 |
| Instrument | 2022-00025884 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45426 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2146 SMITH RD, HAMILTON, OH 45013-8508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049261 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 9529/1252 |
| Instrument | 2020-00049261 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2146 SMITH RD, HAMILTON, OH 45013-8508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2146 SMITH RD, HAMILTON, OH 45013-8508 |
| Document Number | 0000038115 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 9680/232 |
| Instrument | 2021-00038115 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 18, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2146 SMITH RD, HAMILTON, OH 45013-8508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010031 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 9010/1440 |
| Instrument | 2017-00010031 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2146 SMITH RD, HAMILTON, OH 45013-8508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013144 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 9420/697 |
| Instrument | 2020-00013144 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
The 2025 property tax bill for 2146 Smith Rd was $5,541.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Ross Township |
| Unified School District | Ross Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,541.00 | $141,310 Land $25,480 Building $115,830 | $403,740 Land $72,800 Building $330,940 |
| 2023 | $5,453.00 (+27.08%) | $141,310 (+40.04%) Land $25,480 Building $115,830 | $403,740 Land $72,800 Building $330,940 |
| 2022 | $4,291.00 | $100,910 Land $25,480 Building $75,430 | |
| 2020 | $288,310 Land $72,800 Building $215,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2146 Smith Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1990–2026) |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2146 Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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