Kenton County property record for 2146 Siena Ave, Covington, KY 41017
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · built 2020 |
| Lot Size | 0.026 acres (1,140 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 844-00-02-003.13 |
| Primary APN | 844-00-02-003.13 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,140 sqft (0.026 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2146 SIENA AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-3528 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SIENA AT TUSCANY PHASE 3 LOT 3 UNIT 3-103 1140 SF LOWER LEVEL RIGHT MIDDLE MONTICELLO |
| Legal Subdivision | SIENA AT TUSCANY CONDOMINIUMS |
| Legal Phase | 3 |
| Legal Lot Number | 3-103 |
| Legal Unit | 3-103 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2146 SIENA AVE, COVINGTON, KY 41017-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Sep 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 29, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage VICTORY MTG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 4, 2026 |
| Property Address | 2146 SIENA AVE, COVINGTON, KY 41017-3528 |
| Document Number | 0000011574 |
| Book / Page | 441 / 418 |
| Instrument Date | May 11, 2026 |
| Instrument | 202611574 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2146 SIENA AVE, 3-103, COVINGTON, KY 41017-3528 |
| Document Number | 0000011574, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 441/418 |
| Instrument | 202611574 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2146 SIENA AVE, COVINGTON, KY 41017-3528 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2146 SIENA AVE, COVINGTON, KY 41017-3528 |
| Document Number | 0005900188 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | KCM 491/707 |
| Instrument | 23091305900188 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 29, 2020 |
| Property Address | 2146 SIENA AVE, COVINGTON, KY 41017-3528 |
| Document Number | 0000000054 |
| Book / Page | 000023 / 000632 |
| Instrument Date | May 18, 2020 |
| Instrument | 54 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2146 SIENA AVE COVINGTON KY 410173528, COVINGTON, KY 41017-3528 |
| Document Number | 55 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 000M49/000613 |
| Instrument | 55 |
| Name | VICTORY MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MITCHELL, KY 41017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,800 (-) Building $159,800 | $159,800 (-) Building $159,800 | |
| 2025 | $1,583.00 (-7.05%) | $159,800 (-) Building $159,800 | $159,800 (-) Building $159,800 |
| 2023 | $1,703.00 | $159,800 Building $159,800 | $159,800 Building $159,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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