2146 Old Mining Rd, Lakeland, FL 33801 Property Records

Polk County property record for 2146 Old Mining Rd, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,918 sqft · built 2022
Lot Size	0.168 acres (7,331 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Sep 2023)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-12-178758-000570`

Property Details

APN / Parcel Number

Primary APN	`24-28-12-178758-000570`
Alternative APN	`122824178758000570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,359 sqft
1st Floor Area	1,918 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,331 sqft (0.168 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	2146 OLD MINING RD
City	LAKELAND
State	FL
Zip	33801-9591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PRESERVE PHASE 1 PB 189 PGS 20-23 LOT 57
Legal Subdivision	SADDLE CREEK PRESERVE PHASE 1
Legal Block	2
Legal Lot Number	57
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2003
Census Tract	11603

Owner

2146 Old Mining Rd is owned and occupied by an individual who bought it in September 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2146 OLD MINING RD, LAKELAND, FL 33801-9591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 13, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Sep 13, 2022 · Amount on File
Deed Document Number	2023225943
Deed Book / Page	12849 / 1758
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 27, 2023
Property Address	2146 OLD MINING RD, LAKELAND, FL 33801-9591
Document Number	0000225943
Book / Page	12849 / 1758
Map Reference	MB 189 PG 20
Instrument Date	Sep 12, 2023
Instrument	2023225943
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	SMART TITLE II LLC, SMART TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,121.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1413 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 OLD MINING RD, LAKELAND, FL 33801-9591
Investor	Possibly a Property Investor

Mortgage

Document Number	0128491761
Date	Sep 27, 2023
Instrument	12849/1761

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 13, 2022
Property Address	2146 OLD MINING RD, LAKELAND, FL 33801-9591
Document Number	0000248711
Book / Page	12417 / 1662
Map Reference	MB 189 PG 20
Instrument Date	Aug 31, 2022
Instrument	2022248711
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,382.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD670, BLVD670, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 OLD MINING ROAD, LAKELAND, FL 33801-9591

Mortgage

Document Number	0124171666
Date	Sep 13, 2022
Instrument	12417/1666

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2146 Old Mining Rd was $3,174.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,731 (-3.16%) Land $52,000 Building $185,731	$237,731 (-3.16%) Land $52,000 Building $185,731
2025	$3,174.00	$245,493 Land $52,000 Building $193,493	$245,493 Land $52,000 Building $193,493
2023	$7,123.00 (+83.2%)	$267,342 (+536.53%) Land $50,000 Building $217,342	$267,342 (+536.53%) Land $50,000 Building $217,342
2022	$3,888.00	$42,000 Land $42,000	$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2146 Old Mining Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2146 Old Mining Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

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