2146 Cypress Ct, Montgomery, IL 60538 Property Records

Kendall County property record for 2146 Cypress Ct, Montgomery, IL 60538

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,768 sqft · built 2001
Lot Size0.124 acres (5,411 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Jul 2018)
Tax Bill$5,895 (2024)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-226-030

Property Details

APN / Parcel Number

Primary APN02-02-226-030

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
Gross Area1,968 sqft
1st Floor Area1,768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,411 sqft (0.124 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2146 CYPRESS CT
CityMONTGOMERY
StateIL
Zip60538-5022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 240 LAKEWOOD CREEK UNIT 1 COM MST WLY COR SD LT NE 117.14 SE 70.02 SW 120.08 NWLY 22.75 TO POB VILLAGE OF MONTGOMERY
Legal SubdivisionLAKEWOOD CREEK UNIT 1
Legal Lot Number240
JurisdictionKENDALL IL
Township / Civil DivisionBRISTOL
Census Block Group2
Census Block2000
Census Tract890404

Owner

2146 Cypress Ct is owned and occupied by an individual who bought it in July 2018.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2146 CYPRESS CT, MONTGOMERY, IL 60538-5022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2018 · Amount on File
Deed SaleJul 5, 2018 · Amount on File
Prior SaleMay 10, 2010 · Amount on File
Deed Document Number20189394
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJul 5, 2018
Property Address2146 CYPRESS CT, MONTGOMERY, IL 60538-5022
Document Number0000009394
Map ReferenceDOC2003-014664
Instrument DateJun 25, 2018
Instrument201800009394
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address384 WOLDUS RD, 384, NORTH AUGUSTA, SC 29841-9243

Transferred To (Grantee/Buyer)

NameVerified Name
Address2146 CYPRESS CT, MONTGOMERY, IL 60538-5022

Mortgage

Document Number0000009395
DateJul 5, 2018
Instrument201800009395
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionBristol Township
MunicipalityMontgomery Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,023 Land $7,196 Building $77,827$255,069 Land $21,588 Building $233,481
2024$5,895.00
2022$63,218 Land $5,350 Building $57,868$189,654 Land $16,050 Building $173,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2146 Cypress Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2146 Cypress Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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