2146 Co Rd 260, Five Points, AL 36855 Property Records

Chambers County property record for 2146 Co Rd 260, Five Points, AL 36855

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,790 sqft · built 1920
Lot Size	9.7 acres (422,532 sqft)
Owner	Individual Name on Record
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-08-33-0-001-023.000`

Property Details

APN / Parcel Number

Primary APN	`12-02-08-33-0-001-023.000`
Alternative APNs	`0208330001023000` `11468`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area
1st Floor Area	2,790 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	422,532 sqft (9.7 acres)
Garage Area	868 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Deck Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	11468
Street Address	2146 COUNTY ROAD 260
City	FIVE POINTS
State	AL
Zip	36855-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG1981.9' N OF SE COR OF SE1/4, RUN W'LY970.8', S'LY132', W'LY330', N'LY132', W'LY17', N274.2' TO CO. ROAD ROAD 260, E'LY AL
Legal Range	27
Legal Township	24
Legal Section	33
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	3
Census Block	3020
Census Tract	953800

Owner

Source: Chambers County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 162, FIVE POINTS, AL 36855-0162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	2146 COUNTY ROAD 260, FIVE POINTS, AL 36855
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/5076
Date	Dec 21, 2021
Book Page	2021/5076

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (+0.09%)	$27,268 (+0.03%) Land $3,650 Building $23,618	$272,680 (+0.03%) Land $36,500 Building $236,180
2024	$1,087.00 Additional exemption filed	$27,260 (-) Land $3,640 Building $23,620	$272,590 (-) Land $36,460 Building $236,130
2023	$1,087.00 Additional exemption filed	$27,260 (-) Land $3,640 Building $23,620	$272,590 (-) Land $36,460 Building $236,130
2022	$1,087.00 Additional exemption filed	$27,260 Land $3,640 Building $23,620	$272,590 Land $36,460 Building $236,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20